Broome County and Union Town property record for 1108 Michael Dr, Endicott, NY 13760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,086 sqft · built 1980 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,680 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| APN | 034689 125.18-2-1 |
| Primary APN | 034689 125.18-2-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 784 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Width | 78 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 402 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 46000497841 |
|---|---|
| Street Address | 1108 MICHAEL DR |
| City | ENDICOTT |
| State | NY |
| Zip | 13760-7137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SS-F |
| Legal Description | R1 G2 0030E6000A2560000000 |
| Legal Block | 2 |
| Legal Lot Number | 1.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 13304 |
Source: Broome County and Union Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1108 MICHAEL DR, ENDICOTT, NY 13760-7137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 1108 MICHAEL DR, ENDICOTT, NY 13760-7137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038630672 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 3863/672 |
| Instrument | 201800010812 |
| Name | VISIONS FEDERAL CU |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2033 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.99% |
| Margin | 3 |
Source: Broome County and Union Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Union Town |
| Unified School District | Union-Endicott Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,680.00 (+7.82%) Homeowner's exemption | ||
| 2025 | $8,978.00 (+4.27%) Homeowner's exemption | $8,900 (-) Land $900 Building $8,000 | $320,100 (+24.44%) Land $32,370 Building $287,730 |
| 2024 | $8,610.00 | ||
| 2023 | $8,900 Land $900 Building $8,000 | $257,225 Land $26,012 Building $231,213 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks, Verizon.
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