1108 Main St, Murray, KY 42071 Property Records

Calloway County property record for 1108 Main St, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,016 sqft
Owner	Individual Name on File
Last Sale	$265,100 (Oct 2008)
Tax Bill	$792 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-0-0005-00031`

Property Details

APN / Parcel Number

Primary APN	`006-0-0005-00031`
Alternative APN	`9177`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,016 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Block
Roof Type	Mansard
Roof Material	Composition Shingle
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	9177
Street Address	1108 MAIN ST
City	MURRAY
State	KY
Zip	42071-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-5-31,31B 1108 MAIN & 1108 12 WALN
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2032
Census Tract	10400

Owner

1108 Main St is owned and occupied by an individual who bought it in October 2008.

Source: Calloway County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1108 MAIN ST, MURRAY, KY 42071-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2008 · Amount on File
Deed Sale	Oct 27, 2008 · Amount on File
Prior Sale	Jan 11, 2005 · Amount on File
Deed Document Number	0000764733
Deed Book / Page	764 / 733
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1108 MAIN ST, MURRAY, KY 42071-1924
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001182/206
Date	Jul 30, 2018
Book Page	1182/206
Instrument	628860

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1108 MAIN ST, MURRAY, KY 42071-1924
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001300/508
Date	Mar 3, 2021
Book Page	1300/508
Instrument	647394

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Main St was $792 with a homeowner's exemption.

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$792.00 Homeowner's exemption	$265,100	$265,100
2023	$806.00 Homeowner's exemption	$265,100	$265,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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