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1108 Main St, Georgetown, CO 80444 Property Records

Clear Creek County property record for 1108 Main St, Georgetown, CO 80444

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,947 sqft · built 1997
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on Record
Last Sale$589,000 (Dec 2020)
Tax Bill$3,226 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jul 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1959-084-13-017

Property Details

APN / Parcel Number

Primary APN1959-084-13-017
Alternative APN
  • R016316

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,947 sqft Living Area
Gross Area2,917 sqft
Basement Area550 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialShingles
Roof MaterialComposition Shingle
Lot Area3,750 sqft (0.086 acres)
TerrainBelow Road/Slope
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area110 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelPropane
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberR016316
Street Address1108 MAIN ST
CityGEORGETOWN
StateCO
Zip80444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: GEORGETOWN BLOCK: 54 LOT: 8 SURV #186783 559/522
Legal SubdivisionGEORGETOWN
Legal Block54
Legal Lot Number8
JurisdictionCLEAR CREEK CO
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1006
Census Tract14900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Georgetown-Silver Plume Historic District
listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clear Creek County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1128, GEORGETOWN, CO 80444-1128
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING
Dec 28, 2017Quit Claim Deed, Transfer
FIRST INTEGRITY TITLE
Dec 28, 2017Quit Claim Deed, Mortgage · FHA Mortgage
AMERICAN FINANCING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleMay 21, 2014 · Amount on Record
Deed Document Number2020298714
Deed Book / Page997 / 987
Prior Transfer DateDec 19, 2017
Prior Transfer Doc0009440001
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEAR CREEK CO
Recording DateDec 22, 2020
Property Address1108 MAIN ST, GEORGETOWN, CO 80444
Document Number0009970987
Book / Page997 / 987
Instrument DateDec 17, 2020
Instrument298714
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1122 W CATALPA AVE APT 910, 910, CHICAGO, IL 60640-7091

Mortgage

Document Number0000298715
DateDec 22, 2020
Instrument298715
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEAR CREEK CO
Property Address1108 MAIN ST, GEORGETOWN, CO 80444
Document Number0009870628
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyFIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 MAIN ST GEORGETOWN CO 80444, GEORGETOWN, CO 80444

Mortgage

Document Number0009870628
DateAug 4, 2020
Book Page000987/000628
Instrument296469
Lender
NameAMERICAN FINANCING
TypeFunding / Finance Company
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 3, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEAR CREEK CO
Property Address1108 MAIN ST, GEORGETOWN, CO 80444
Document Number0009870300
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyFIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 MAIN ST GEORGETOWN CO 80444, GEORGETOWN, CO 80444

Mortgage

Document Number0009870300
DateJul 31, 2020
Book Page000987/000300
Instrument296407
Lender
NameAMERICAN FINANCING
TypeFunding / Finance Company
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLEAR CREEK CO
Recording DateDec 28, 2017
Property Address1108 MAIN ST, GEORGETOWN, CO 80444
Document Number0009440001
Book / Page000944 / 000001
Instrument DateDec 19, 2017
Instrument286590
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyFIRST INTEGRITY TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 MAIN ST GEORGETOWN CO 80444, GEORGETOWN, CO 80444

December 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCLEAR CREEK CO
Recording DateDec 28, 2017
Property Address1108 MAIN ST, GEORGETOWN, CO 80444
Document Number0009430992
Book / Page000943 / 000992
Instrument DateDec 19, 2017
Instrument286588
Transaction TypeMortgage
Record UpdatedJan 11, 2018
Title CompanyFIRST INTEGRITY TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 MAIN ST GEORGETOWN CO 80444, GEORGETOWN, CO 80444

Mortgage

Document Number9430992
DateDec 28, 2017
Book Page000943/000992
Instrument286589
Lender
NameAMERICAN FINANCING
TypeFunding / Finance Company
AddressAURORA, CO 80014
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateColorado
CountyClear Creek County
MunicipalityGeorgetown Town
Unified School DistrictClear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,226.00 (+18.65%)$42,040 (+19.67%) Land $1,830 Building $40,210$672,610 (+28.29%) Land $29,330 Building $643,280
2023$2,719.00 (+6.38%)$35,130 (+7.17%) Land $1,780 Building $33,350$524,270 (+11.15%) Land $26,550 Building $497,720
2022$2,556.00$32,780 Land $2,040 Building $30,740$471,690 Land $29,330 Building $442,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1979–2010)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 90% of Colorado
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GEORGETOWN
serves 5,315 people · EPA ID CO0110015
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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