Mobile County property record for 1108 Lucerne Dr, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,952 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,400 (Sep 2025) |
| Tax Bill | $1,775 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022802091002046 |
| Primary APN | R022802091002046 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 456312 |
|---|---|
| Street Address | 1108 LUCERNE DR |
| City | MOBILE |
| State | AL |
| Zip | 36608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK H ALPINE HILLS PLAT 3 MBK 9 P 292 #SEC 09 T4S R2W #MP28 02 09 1 002 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | PINE HILL |
| Legal Block | H |
| Legal Lot Number | 14 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3405 |
1108 Lucerne Dr is owned by an individual who bought it in September 2025.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 LOCARNO ST, MOBILE, AL 36608-3621 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2025 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Feb 8, 2020 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Nov 14, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 3, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on File |
| Deed Sale | Sep 4, 2025 · Amount on File |
| Prior Sale | Nov 14, 2019 · Amount on File |
| Deed Document Number | 202554234 |
| Prior Transfer Date | Jun 27, 2019 |
| Prior Transfer Doc | 0000037732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Sep 4, 2025 |
| Property Address | 1108 LUCERNE DR, MOBILE, AL 36608 |
| Document Number | 0000054234 |
| Map Reference | MB 9 PG 292 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 2025054234 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2861 EXECUTIVE DR, MOUND BAYOU, MS 38762 |
| Name | Verified Name |
|---|---|
| Address | 1108 LOCARNO ST, MOBILE, AL 36608-3621 |
| Document Number | 0000054235 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 2025054235 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1108 LOCARNO ST, MOBILE, AL 36608-3621 |
| Document Number | 0000012830 |
| Instrument Date | Feb 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2841 EXECUTIVE DR 100 PINELLAS PARK FL 33782, PINELLAS PARK, FL 33782 |
| Document Number | 0000012830 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 12830 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Nov 14, 2019 |
| Property Address | 1108 LOCARNO ST, MOBILE, AL 36608-3621 |
| Document Number | 0000066729 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 66729 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $87.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2841 EXECUTIVE DR #100 CLEARWATER FL 337625558, 100, CLEARWATER, FL 33762-5558 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 3, 2019 |
| Property Address | 1108 LOCARNO ST, MOBILE, AL 36608-3621 |
| Document Number | 0000037732 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 37732 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $85.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1108 Lucerne Dr was $1,775, up 5.6% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,775.00 (+5.59%) | $27,800 (+5.62%) Land $4,000 Building $23,800 | $139,000 (+5.62%) Land $20,000 Building $119,000 |
| 2024 | $1,681.00 (-0.47%) | $26,320 (-1.05%) Land $4,000 Building $22,320 | $131,600 (-1.05%) Land $20,000 Building $111,600 |
| 2023 | $1,689.00 | $26,600 Land $4,560 Building $22,040 | $133,000 Land $22,800 Building $110,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1108 Lucerne Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1978–2010) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | May 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Lucerne Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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