McLean County property record for 1108 Low St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 825 sqft · built 1925 |
| Lot Size | 0.115 acres (5,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $17,000 (Nov 2017) |
| Tax Bill | $2,539 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-09-154-006 |
| Primary APN | 21-09-154-006 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 825 sqft |
| Basement Area | 825 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 5,005 sqft (0.115 acres) |
| Lot Dimensions | 99 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1108 LOW ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | JAMES MILLERS 2ND ADD W1/2 N50 S70 BLK 14 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | JAMES MILLERS 2ND ADD |
| Legal Block | 14 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 5900 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 TAMI CT, BLOOMINGTON, IL 61701-2018 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Nov 9, 2017 | Warranty Deed, Transfer · Seller Carry-Back BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on Record |
| Deed Sale | Nov 9, 2017 · Amount on Record |
| Deed Document Number | 201720276 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1108 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200002292 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022-00002292 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1108 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | FRONTIER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201900001652 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 2019-00001652 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Nov 9, 2017 |
| Property Address | 1108 LOW ST, BLOOMINGTON, IL 61701-6515 |
| Document Number | 201700020276 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 2017-00020276 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8 TAMI CT, BLOOMINGTON, IL 61701-2018 |
| Document Number | 201700020277 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 2017-00020277 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 252 Months |
| Due | Nov 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.75% |
| Index | 3-Month LIBOR |
| Max Rate | 9.75% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,943 (+17.61%) Land $8,534 Building $25,409 | $101,829 (+17.61%) Land $25,602 Building $76,227 | |
| 2024 | $2,539.00 (+5.27%) | ||
| 2023 | $2,412.00 | $28,860 Land $7,256 Building $21,604 | $86,580 Land $21,768 Building $64,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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