1108 Humphrey St, Monroe, MI 48161 Property Records

Monroe County property record for 1108 Humphrey St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,272 sqft · built 1908
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2026)
Tax Bill	$1,127 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-49-01063-000`

Property Details

APN / Parcel Number

Primary APN	`55-49-01063-000`
Alternative APN	`55 490 106 30`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	636 sqft
Basement Area	636 sqft
Unfinished Basement	636 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	82 ft deep x 55 ft wide
Terrain	Rolling
Garage Area	216 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	134 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1108 HUMPHREY ST
City	MONROE
State	MI
Zip	48161-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	STEWART PLAT LOT 80 & N 1/2 OF LOT 79
Legal Subdivision	STEWART AKA STUART
Legal Lot Number	79-80
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1015
Census Tract	831800

Owner

1108 Humphrey St is owned and occupied by an individual who bought it in January 2026.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 HUMPHREY ST, MONROE, MI 48161-1944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Aug 3, 2009 · Amount on File
Deed Document Number	20261693
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1108 HUMPHREY ST, MONROE, MI 48161-1944
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20643 FOXBORO ST, RIVERVIEW, MI 48193-7921

Mortgage

Document Number	0000019012
Date	Nov 18, 2025
Instrument	2025R19012

Lender

Name	MORTGAGE 1 INCORPORATED
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 30, 2026
Property Address	1108 HUMPHREY ST, MONROE, MI 48161-1944
Document Number	0000001693
Map Reference	LB 2 PG 29
Instrument Date	Nov 13, 2025
Instrument	2026R01693
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 W 6TH ST, MONROE, MI 48161-1566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 HUMPHREY ST, MONROE, MI 48161-1944

Mortgage

Document Number	0000019012
Date	Jan 30, 2026
Instrument	2025R19012

Lender

Name	MORTGAGE 1 INCORPORATED
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Humphrey St was $1,127.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,800 Land $39,800	$79,600 Land $79,600
2025	$1,127.00 Homeowner's exemption
2023	$964.00	$23,670	$47,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1108 Humphrey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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