1108 Howard St, Rockledge, FL 32955 Property Records

Brevard County property record for 1108 Howard St, Rockledge, FL 32955

Property Summary

Property Type	Single Family Home
Details	1,338 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Aug 2023)
Tax Bill	$72 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24-36-32-81-A-19`

Property Details

APN / Parcel Number

Primary APN	`24-36-32-81-A-19`
Alternative APNs	`24-36-32-81-0000A.0-0019.00` `2425152`

Interior

Stories	1 Story
Building Area	1,338 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,338 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	325 sqft
Porch	Finished/Open Porch
Patio Area	144 sqft

Location & Zoning

Account Number	2425152
Street Address	1108 HOWARD ST
City	ROCKLEDGE
State	FL
Zip	32955-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PARK ACRES UNREC SUBD PART OF SE 1/4 OF SE 1/4 AS DES IN ORB 1050 PG 1022 ALSO KNOWN AS PARK ACRES UNRECD LOT 19 BLK A
Legal Range	36E
Legal Township	24S
Legal Section	32
Legal Subdivision	PARK ACRES UNREC SUBD
Legal Block	A
Legal Lot Number	19
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	3
Census Block	3000
Census Tract	62900

Owner

Source: Brevard County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Construction Mortgage FEDERAL SAVINGS BANK
Feb 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage MJLB LENDER SERVICES LLC
Aug 11, 2023	Special Warranty Deed, Transfer · VA Mortgage FBC MORTGAGE LLC
Jul 6, 2023	Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA
Aug 31, 2021	Warranty Deed, Transfer · Balloon Mortgage THE HOWARD ST CAPITAL INVESTMENT TRUST
Sep 1, 2021	Warranty Deed, Transfer ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC
Feb 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	2023170646
Deed Book / Page	9860 / 1314
Prior Transfer Date	May 25, 2004
Prior Transfer Doc	0000171261
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Sep 30, 2026
Property Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Document Number	0000200947
Book / Page	10739 / 1499
Instrument Date	Sep 22, 2026
Instrument	2026200947
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116

Mortgage

Document Number	0000200947,
Date	Sep 30, 2026
Book Page	10739/1499
Instrument	2026200947

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2027

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	THE TITLE PLACE INC, THE CLOSING PLACE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CLEARLAKE RD, COCOA, FL 32922-8672
Investor	Possibly a Property Investor

Mortgage

Document Number	0094142570
Date	Feb 14, 2022
Book Page	9414/2570
Instrument	2022037499

Lender

Name	MJLB LENDER SERVICES LLC
Type	Non-Lending Institution
Address	SATELLITE BEACH, FL 32937

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Sep 1, 2023

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 11, 2023
Property Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Document Number	0098601314
Book / Page	9860 / 1314
Instrument Date	Aug 9, 2023
Instrument	2023170646
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	THE TITLE PLACE INC, THE CLOSING PLACE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116

Mortgage

Document Number	0098601316
Date	Aug 11, 2023
Instrument	9860/1316

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 6, 2023
Property Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Document Number	0098310602
Book / Page	9831 / 602
Instrument Date	Jun 30, 2023
Instrument	2023141515
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	THE TITLE PLACE INC, THE CLOSING PLACE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 HOWARD ST, ROCKLEDGE, FL 32955-2116

Mortgage

Document Number	0009831604
Date	Jul 6, 2023
Instrument	9831/604

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 31, 2021
Property Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Document Number	0092421510
Book / Page	9242 / 1510
Instrument Date	Aug 27, 2021
Instrument	2021227329
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 CLEARLAKE RD, COCOA, FL 32922-8672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441
Investor	Possibly a Property Investor

Mortgage

Document Number	0092421516
Date	Aug 31, 2021
Book Page	9242/1516
Instrument	2021227332

Lender

Name	THE HOWARD ST CAPITAL INVESTMENT TRUST
Type	Non-Lending Institution
Address	SATELLITE BEACH, FL 32937

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 1, 2021
Property Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Document Number	0092422593
Book / Page	9242 / 2593
Instrument Date	Aug 27, 2021
Instrument	2021227635
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 PAQUITA CIR SW, PALM BAY, FL 32908-3468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CLEARLAKE RD, COCOA, FL 32922-8672

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 26, 2020
Property Address	1108 HOWARD ST, ROCKLEDGE, FL 32955-2116
Document Number	0086741602
Book / Page	008674 / 001602
Instrument Date	Feb 24, 2020
Instrument	45772
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 PAQUITA CIR SW PALM BAY FL 329083468, PALM BAY, FL 32908-3468

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,500 (-1.63%)	$229,500 (-1.63%)
2025	$72.00 (-76.16%) Disabled Person's exemption Veteran's exemption	$233,300 (+1,066.5%) Land $25,000 Building $208,300	$233,300 (+1,066.5%) Land $25,000 Building $208,300
2023	$302.00 (+88.75%)	$20,000 (+1%) Land $20,000	$20,000 (+1%) Land $20,000
2022	$160.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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