1108 Holmes Pl, Dekalb, IL 60115 Property Records

DeKalb County property record for 1108 Holmes Pl, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.237 acres (10,329 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2023)
Tax Bill	$4,463 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-27-227-014`

Property Details

APN / Parcel Number

Primary APN	`08-27-227-014`

Exterior

Lot Area	10,329 sqft (0.237 acres)

Location & Zoning

Account Number	0827227014
Street Address	1108 HOLMES PL
City	DEKALB
State	IL
Zip	60115-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 - BLK 4 - BRADT PARK -SECOND ADDITION
Legal Subdivision	BRADT PARK
Legal Block	4
Legal Lot Number	10
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2001
Census Tract	1400

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 HOLMES PL, DEKALB, IL 60115-4422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 24, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jul 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jul 15, 2015
Deed Document Number	20238783
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000009536
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 12, 2023
Property Address	1108 HOLMES PL, DEKALB, IL 60115-4422
Document Number	0000008783
Map Reference	MB K PG 36
Instrument Date	Dec 4, 2023
Instrument	2023008783
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 HOLMES PL, DEKALB, IL 60115-4422

Mortgage

Document Number	0000008784
Date	Dec 12, 2023
Instrument	2023008784

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.62%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1108 HOLMES PL, DEKALB, IL 60115-4422
Transaction Type	Mortgage
Record Updated	Jun 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003492
Date	May 24, 2023
Instrument	2023003492

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Jul 22, 2021
Property Address	1108 HOLMES PL, DEKALB, IL 60115-4422
Document Number	0000009536
Map Reference	DOC 293580
Instrument Date	Jun 10, 2021
Instrument	2021009536
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 HOLMES PL, DEKALB, IL 60115-4422

Mortgage

Document Number	0000009537
Date	Jul 22, 2021
Instrument	2021009537

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,919 (+25.6%) Land $12,497 Building $55,422	$203,757 (+25.6%) Land $37,491 Building $166,266
2024	$4,463.00
2023		$54,077 (+9.53%) Land $9,950 Building $44,127	$162,231 (+9.53%) Land $29,850 Building $132,381
2022		$49,372 Land $11,355 Building $38,017	$148,116 Land $34,065 Building $114,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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