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1108 Holman Ave, Covington, KY 41011 Property Records

Kenton County property record for 1108 Holman Ave, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,200 sqft · built 1900
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Aug 2019)
Tax Bill$3,894 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN054-22-27-030.00

Property Details

APN / Parcel Number

Primary APN054-22-27-030.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,200 sqft Finished Area
Gross Area2,232 sqft

Exterior

Year BuiltBuilt 1900
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialMetal
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions80 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0542227030.00
Street Address1108 HOLMAN AVE
CityCOVINGTON
StateKY
Zip41011-3045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDDLES 2ND PT LOT 49 25' ES HOLMAN 70' S BERRY
Legal SubdivisionRIDDLES
Legal Phase2
Legal Lot Number49
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1014
Census Tract60700

Owner

Source: Kenton County assessment roll, APN 054-22-27-030.00, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1108 HOLMAN AVE, COVINGTON, KY 41011-3045
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Dec 10, 2020Deed of Trust, Mortgage · Conventional with PMI
TCF NAT'L BK
Aug 06, 2019Warranty Deed, Transfer · Conventional with PMI
CHEMICAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2019 · Amount on Record
Deed SaleAug 06, 2019 · Amount on Record
Prior SaleMay 30, 2014 · Amount on Record
Deed Document Number0006723153
Deed Book / Page6723 / 153
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1108 HOLMAN AVE, COVINGTON, KY 41011-3045
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 HOLMAN AVE, COVINGTON, KY 41011-3045

Mortgage

Document Number0005900083
DateJul 07, 2023
Book PageKCM 474/463
Instrument23070705900083
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 16, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1108 HOLMAN AVE, COVINGTON, KY 41011-3045
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900240
DateAug 25, 2021
Book Page262/464
Instrument21082505900240
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1108 HOLMAN AVE, COVINGTON, KY 41011-3045
Document Number0000000047
Instrument DateDec 10, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyFIDELITY LAND AND TITLE, FIDELITY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 HOLMAN AVE COVINGTON KY 410113045, COVINGTON, KY 41011-3045

Mortgage

Document Number0000000047
DateDec 23, 2020
Book Page00M145/000134
Instrument47
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 22, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 06, 2019
Property Address1108 HOLMAN AVE, COVINGTON, KY 41011-3045
Document Number0000000228
Book / Page0C6723 / 000153
Instrument DateJul 19, 2019
Instrument228
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address335 W 5TH ST #102 CINCINNATI OH 452022738, 102, CINCINNATI, OH 45202-2738

Mortgage

Document Number229
DateAug 06, 2019
Book Page0C6723/000156
Instrument229
Lender
NameCHEMICAL BK
TypeBank
AddressWYOMING, MI 49519
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 05, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,894.00 (-0.51%)$293,900 (-) Land $5,000 Building $288,900$293,900 (-) Land $5,000 Building $288,900
2023$3,914.00$293,900 Land $5,000 Building $288,900$293,900 Land $5,000 Building $288,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Lee-Holman Historic District
listed 1996 · 152 contributing resources · NRIS 96000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 720 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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