1108 Harvard Ter, Evanston, IL 60202 Property Records

Cook County property record for 1108 Harvard Ter, Evanston, IL 60202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 1922
Lot Size	0.13 acres (5,676 sqft)
Owner	Individual Name on File
Tax Bill	$11,206 (2023)
Deeds & Mortgages	May 2023 Second Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-30-116-006`

Property Details

APN / Parcel Number

Primary APN	`11-30-116-006`
Alternative APN	`11-30-116-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tile
Lot Area	5,676 sqft (0.13 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1108 HARVARD TER
City	EVANSTON
State	IL
Zip	60202-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ROGERS)(PARK) SUB NE & PT NW E OF RIDGE RD SEC31 & W H NW SEC32 & ALL SEC30 S I.B.L. SEC 30-41-14
Legal Range	14E
Legal Township	41N
Legal Section	30
Legal Subdivision	ROGERS PARK
Legal Block	40
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	EVANSTON
Census Block Group	6
Census Block	6004
Census Tract	810200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakton Historic District listed 2005 · 282 contributing resources · NRIS 05000106

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1108 Harvard Ter is owned and occupied by an individual who acquired it in October 1995.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 HARVARD TER, EVANSTON, IL 60202-3309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NORTHERN CU
Jan 14, 2022	Deed, Transfer · Conventional Mortgage FIRST NORTHERN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 13, 1995
Transfer Doc	0000000496
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1108 HARVARD TER, EVANSTON, IL 60202-3309
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014233074
Date	May 22, 2023
Instrument	2314233074

Lender

Name	FIRST NORTHERN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 23, 2033

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jan 14, 2022
Property Address	1108 HARVARD TER, EVANSTON, IL 60202-3309
Document Number	0001433001
Map Reference	DOC 1913921
Instrument Date	Oct 21, 2021
Instrument	2201433001
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1108 HARVARD TER, EVANSTON, IL 60202-3309

Mortgage

Document Number	0001433002
Date	Jan 14, 2022
Instrument	2201433002

Lender

Name	FIRST NORTHERN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Evanston City
Elementary School District	Evanston Community Consolidated School District 65 (PK - 08)
Secondary School District	Evanston Township High School District 202 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,000 Land $10,784 Building $46,216	$570,000 Land $107,840 Building $462,160
2023	$11,206.00 (+4.49%)
2022	$10,724.00	$48,999 Land $9,081 Building $39,918	$489,990 Land $90,810 Building $399,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 Harvard Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1108 Harvard Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSTON serves 74,486 people · EPA ID IL0310810
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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