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1108 Harrison Ave, Panama City, FL 32401 Property Records

Bay County property record for 1108 Harrison Ave, Panama City, FL 32401

Property Summary

Property TypeBar, Tavern
Details1,980 sqft · built 1950
Lot Size0.429 acres (18,687 sqft)
OwnerCompany Name on Record
Last Sale$220,000 (Feb 2021)
Tax Bill$2,891 (2025)
Deeds & MortgagesOct 2023 Transfer
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN18062-000-000

Property Details

APN / Parcel Number

Primary APN18062-000-000

Interior

Total Rooms3 Rooms
Stories1 Story
Building Area1,980 sqft Gross Area
1st Floor Area1,770 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeSawtooth
Roof MaterialOther
Lot Area18,687 sqft (0.429 acres)
Lot Dimensions178 ft deep x 105 ft wide
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1108 HARRISON AVE
CityPANAMA CITY
StateFL
Zip32401-2431
Property CategoryCommercial
Property TypeCommercial > Retail > Bar, Tavern
Local Zoning CodePC09
Legal Description5 4S 14W -28- 28B BEG 193 N & 240.3 W OF SE COR OF NE1/4 TH N 72 W 187.5 S 105ON HARRISON AV E 187.5 N 33 TO POB LESS E 10 TO ALLEY ORB 4739 P 962
Legal Range14W
Legal Township04S
Legal Section05
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1008
Census Tract2000

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1066, PANAMA CITY, FL 32402-1066
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 18, 2021Warranty Deed, Transfer
SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2021 · Amount on Record
Deed SaleFeb 18, 2021 · Amount on Record
Deed Document Number202111746
Deed Book / Page4365 / 474
Last Transfer DateOct 6, 2023
Transfer Doc0047390962
Record UpdatedSep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateOct 12, 2023
Property Address1108 HARRISON AVE, PANAMA CITY, FL 32401-2431
Document Number0047390962
Book / Page4739 / 962
Instrument DateOct 6, 2023
Instrument2023064670
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1066, PANAMA CITY, FL 32402-1066

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1066, PANAMA CITY, FL 32402-1066

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 18, 2021
Property Address1108 HARRISON AVE, PANAMA CITY, FL 32401-2431
Document Number0043650474
Book / Page4365 / 474
Instrument DateFeb 16, 2021
Instrument2021011746
Transaction TypeTransfer
Record UpdatedJan 15, 2024
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

AmountAmount Recorded
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2510 W 11TH ST, PANAMA CITY, FL 32401-1413

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 HARRISON AVE, P C BEACH, FL 32401-2431

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,891.00 (-6.56%)$183,058 (-0.35%) Land $112,140 Building $70,918$183,058 (-0.35%) Land $112,140 Building $70,918
2024$3,094.00 (-4.39%)
2023$3,236.00 (+7.76%)$183,702 (+2.22%) Land $112,140 Building $71,562$183,702 (+2.22%) Land $112,140 Building $71,562
2022$3,003.00$179,711 Land $112,140 Building $67,571$179,711 Land $112,140 Building $67,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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