1108 Harbour View Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1108 Harbour View Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,496 sqft · built 2005
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Nov 2024)
Tax Bill	$2,314 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`986312876443`

Property Details

APN / Parcel Number

Primary APN	`986312876443`
Alternative APN	`020529000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Freeway Proximity

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986312876443
Street Address	1108 HARBOUR VIEW DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 50 BLK: SEC: T PL: 3 SL: 132
Legal Subdivision	COLINGTON HARBOUR
Legal Lot Number	50
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2000
Census Tract	970301

Owner

1108 Harbour View Dr is owned by a company that bought it in November 2024.

Source: Dare County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	2733 US ROUTE 11, LA FAYETTE, NY 13084-3369
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Sep 3, 2021 · Amount on File
Deed Document Number	2024700143871
Deed Book / Page	2760 / 584
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 3, 2021
Property Address	1108 HARBOUR VIEW DR, KILL DEVIL HILLS, NC 27948-8642
Document Number	2541/693
Book / Page	2541 / 693
Map Reference	MB 3 PG 132
Instrument Date	Aug 27, 2021
Instrument	700105075
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 OAK GROVE RD, 8, PALMYRA, VA 22963-2530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1191, KILL DEVIL HILLS, NC 27948-1191

Mortgage

Document Number	700105076
Date	Sep 3, 2021
Instrument	700105076

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Max Rate	9.15%

Tax Assessment & Valuation

The 2026 property tax bill for 1108 Harbour View Dr was $2,314, up 2.7% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,314.00 (+2.66%)	$517,500 (-) Land $148,800 Building $368,700	$517,500 Land $148,800 Building $368,700
2025	$2,254.00	$517,500 Land $148,800 Building $368,700
2023	$2,495.00	$399,300 Land $96,100 Building $303,200
2020			$517,500 Land $148,800 Building $368,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Harbour View Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 430 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	430 in force
Nearby Flood Claims	93 (1993–2026)
Claims Outside the SFHA	6 of 93
Most Recent Claim	Feb 2026
Claims by Event	Tropical Storm Michael, Oct 2018 · 28 claims Hurricane Irene, Aug 2011 · 59 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Harbour View Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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