1108 Harbor Dr S, Venice, FL 34285 Property Records

Sarasota County property record for 1108 Harbor Dr S, Venice, FL 34285

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,027 sqft · built 1957
Lot Size0.276 acres (12,053 sqft)
OwnerIndividual Name on Record
Last Sale$625,000 (Dec 2022)
Tax Bill$8,738 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0178-16-0024

Property Details

APN / Parcel Number

Primary APN0178-16-0024

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,027 sqft Living Area
1st Floor Area1,027 sqft
FlooringTerrazzo
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1987
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,053 sqft (0.276 acres)
Lot Dimensions151 ft deep x 80 ft wide
Garage TypeAttached
Garage Area552 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area360 sqft
Patio Area160 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1108 HARBOR DR S
CityVENICE
StateFL
Zip34285-3719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 14 GULF SHORES UNIT 2
Legal Range18E
Legal Township39S
Legal Section13
Legal SubdivisionGULF SHORES UNIT 2
Legal Tract1037
Legal Lot Number14
Legal Unit2
JurisdictionSARASOTA FL
Township / Civil DivisionVENICE
Census Block Group2
Census Block2011
Census Tract2401

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7105 NEWBERRY DR, COLUMBIA, MD 21044-4217
Owner TypeIndividual, Secondary Company

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2022Warranty Deed, Transfer · Conventional Mortgage
TOWER FCU
Jan 12, 2017Warranty Deed, Transfer · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2022 · Amount on Record
Deed SaleDec 30, 2022 · Amount on Record
Prior SaleJan 12, 2017 · Amount on Record
Deed Document Number2022202193
Record UpdatedJun 8, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateDec 30, 2022
Property Address1108 HARBOR DR S, VENICE, FL 34285-3719
Document Number0000202193
Map ReferenceMB 6 PG 88
Instrument DateDec 30, 2022
Instrument2022202193
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 OSCARS WAY, NORTH READING, MA 01864-2462

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 PALO VERDE CIR, SEDONA, AZ 86351-7887

Mortgage

Document Number0000202194
DateDec 30, 2022
Instrument2022202194
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJan 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.2%
Index1-Year T-Bill
Max Rate10.2%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJan 12, 2017
Property Address1108 HARBOR DR S, VENICE, FL 34285-3719
Document Number0000004658
Instrument DateJan 10, 2017
Instrument4658
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,656.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 HARBOR DR S VENICE FL 342853719, VENICE, FL 34285-3719

Mortgage

Document Number4657
DateJan 12, 2017
Instrument4657
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeFunding / Finance Company
AddressSAINT PETERSBURG, FL 33707
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
MunicipalityVenice City
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,738.00 (-5.51%)$585,300 (-3.72%) Land $543,000 Building $42,300$585,300 (-3.72%) Land $543,000 Building $42,300
2023$9,248.00 (+28.95%)$607,900 (+18.5%) Land $526,400 Building $81,500$607,900 (+18.5%) Land $526,400 Building $81,500
2022$7,172.00$513,000 Land $502,800 Building $10,200$513,000 Land $502,800 Building $10,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 184 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies226 units insured
incl. 42 condo units
Nearby Flood Claims23 (1988–2024)
Claims Outside the SFHA16 of 23
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Severe Storms & Flooding, Jun 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VENICE WATER DEPT
serves 31,358 people · EPA ID FL6581901
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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