Monmouth County and Ocean Township property record for 1108 Grassmere Ave, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,260 sqft · built 1948 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,713 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00085-0000-00009 |
| Primary APN | 37-00085-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Upper Floors Area | 744 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Patio Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 3700139800017 |
|---|---|
| Street Address | 1108 GRASSMERE AVE |
| City | OCEAN |
| State | NJ |
| Zip | 07712-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | INTERLAKEN ESTATES |
| Legal Block | 85 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 806600 |
Source: Monmouth County and Ocean Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 GRASSMERE AVE, OCEAN, NJ 07712-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Nov 28, 2023 | Intrafamily Transfer, Transfer · Seller Carry-Back CHARLES GEIGER |
| Jun 16, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Apr 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Apr 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage 1ST NATIONS REVERSE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2023 |
| Transfer Doc | 0096691037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1108 GRASSMERE AVE, OCEAN, NJ 07712-4230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 BEL AIRE LN, MILLVILLE, NJ 08332-4159 |
| Document Number | 0097845225 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 9784/5225 |
| Instrument | 2026022438 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 28, 2023 |
| Property Address | 1108 GRASSMERE AVE, OCEAN, NJ 07712-4230 |
| Document Number | 0096691037 |
| Book / Page | 9669 / 1037 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023082698 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 RAVINE BLUFF DR, NEWARK, OH 43055-9212 |
| Name | Verified Name |
|---|---|
| Address | 1108 GRASSMERE AVE, OCEAN, NJ 07712-4230 |
| Document Number | 2023082699 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023082699 |
| Name | CHARLES GEIGER |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1108 GRASSMERE AVE, OCEAN, NJ 07712-4230 |
| Document Number | 0000072011 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1108 GRASSMERE AVE OCEAN NJ 077124230, OCEAN, NJ 07712-4230 |
| Document Number | 0000072011 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 009425/002717 |
| Instrument | 72011 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 6, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1108 GRASSMERE AVE, OCEAN, NJ 07712-4230 |
| Document Number | 0000044955 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 GRASSMERE AVE OCEAN NJ 077124230, OCEAN, NJ 07712-4230 |
| Document Number | 0000044955 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 009286/001155 |
| Instrument | 44955 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | May 7, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1108 GRASSMERE AVE, OCEAN, NJ 07712-4230 |
| Document Number | 0000044954 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 GRASSMERE AVE OCEAN NJ 077124230, OCEAN, NJ 07712-4230 |
| Document Number | 0000044954 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 009286/001088 |
| Instrument | 44954 |
| Name | 1ST NATIONS REVERSE MORTGAGE |
|---|---|
| Address | 2395 OAK VALLEY DR # 200, ANN ARBOR, MI 48103-9118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | May 7, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.85% |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,000 (+12.22%) Land $476,300 Building $232,700 | $709,000 (+12.22%) Land $476,300 Building $232,700 | |
| 2025 | $8,713.00 (+0.5%) | $631,800 (+6.81%) Land $441,300 Building $190,500 | $631,800 (+6.81%) Land $441,300 Building $190,500 |
| 2024 | $8,670.00 (+0.59%) | ||
| 2023 | $591,500 (+17.64%) Land $410,500 Building $181,000 | $591,500 (+17.64%) Land $410,500 Building $181,000 | |
| 2022 | $8,619.00 (+23.43%) Veteran's exemption | $502,800 Land $330,500 Building $172,300 | $502,800 Land $330,500 Building $172,300 |
| 2021 | $6,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1980–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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