1108 Georgetown Rd, Unit A, Copperas Cove, TX 76522 Property Records

Coryell County property record for 1108 Georgetown Rd, Unit A, Copperas Cove, TX 76522

Property Summary

Property Type	Duplex
Details	2 ba · 2,273 sqft · built 1994
Lot Size	0.191 acres (8,327 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Dec 2018)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-31-44-0000`

Property Details

APN / Parcel Number

Primary APN	`1-31-44-0000`
Alternative APN	`119178`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	2,273 sqft Living Area
1st Floor Area	2,273 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Lot Area	8,327 sqft (0.191 acres)
Lot Dimensions	91 ft deep x 92 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	80 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1108 GEORGETOWN RD, A
City	COPPERAS COVE
State	TX
Zip	76522-2869
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FAIRVIEW ADDN #1, BLOCK 9, LOT 8, ACRES .1912
Legal Subdivision	FAIRVIEW ADDN #1
Legal Tract	8
Legal Block	9
Legal Lot Number	8
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3001
Census Tract	10702

Owner

1108 Georgetown Rd, Unit A is owned and occupied by an individual who bought it in December 2018.

Source: Coryell County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 GEORGETOWN RD, A, COPPERAS COVE, TX 76522-2869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on File
Deed Sale	Dec 4, 2018 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	2018312335
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	1108 GEORGETOWN RD UNIT A, A, COPPERAS COVE, TX 76522-2869
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	334562
Date	Feb 5, 2021
Instrument	334562

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Dec 1, 2049

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Dec 4, 2018
Property Address	1108 GEORGETOWN RD UNIT A, A, COPPERAS COVE, TX 76522-2869
Document Number	312335
Map Reference	VOL 1 PG 6
Instrument Date	Nov 30, 2018
Instrument	312335
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 PECAN AVE, 1106, COPPERAS COVE, TX 76522-2634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 GEORGETOWN RD UNIT A, A, COPPERAS COVE, TX 76522-2869

Mortgage

Document Number	312336
Date	Dec 4, 2018
Instrument	312336

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	1108 GEORGETOWN RD UNIT A, A, COPPERAS COVE, TX 76522-2869
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	308450
Date	Jul 9, 2018
Instrument	308450

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Georgetown Rd, Unit A was $4,740, up 1.7% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,740.00 (+1.69%) Homeowner's exemption	$235,256 Land $23,000 Building $212,256	$235,256 Land $23,000 Building $212,256
2024	$4,661.00 (+0.65%)
2023	$4,631.00 (+0.92%) Homeowner's exemption	$235,256 Land $23,000 Building $212,256	$235,256 Land $23,000 Building $212,256
2022	$4,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Georgetown Rd, Unit A in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1998–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Georgetown Rd, Unit A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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