1108 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 1108 Gates St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1981
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Jan 2016)
Tax Bill	$2,991 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-34-279-043`

Property Details

APN / Parcel Number

Primary APN	`15-34-279-043`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Street Address	1108 GATES ST
City	AURORA
State	IL
Zip	60505-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H H EVANS 8TH ADDN : LOT 3 BLOCK 17
Legal Subdivision	H H EVANS 8TH ADDN
Legal Block	17
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2020
Census Tract	854302

Owner

1108 Gates St is owned and occupied by an individual who bought it in January 2016.

Source: Kane County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 GATES ST, AURORA, IL 60505-5714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 2, 2020	Deed of Trust, Mortgage · Closed-End Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2016 · Amount on File
Deed Sale	Jan 13, 2016 · Amount on File
Deed Document Number	20161977
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Oct 1, 2026
Property Address	1108 GATES ST, AURORA, IL 60505-5714
Document Number	0000042484
Instrument Date	Sep 25, 2026
Instrument	202642484
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 GATES ST, AURORA, IL 60505-5714

Mortgage

Document Number	0000042484,
Date	Oct 1, 2026
Instrument	202642484

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1108 GATES ST, AURORA, IL 60505-5714
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 GATES ST, AURORA, IL 60505-5714

Mortgage

Document Number	0000022697
Date	Jul 10, 2023
Instrument	2023K022697

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1108 GATES ST, AURORA, IL 60505-5714
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073115
Date	Nov 25, 2020
Instrument	2020K073115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Mar 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1108 GATES ST, AURORA, IL 60505-5714
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074558
Date	Dec 2, 2020
Instrument	2020K074558

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 30, 2040

Interest

Rate	3.59%

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Gates St was $2,991 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,991.00 Homeowner's exemption	$63,369 (+9.39%) Land $1,927 Building $61,442	$190,183 (+9.39%) Land $5,783 Building $184,400
2024		$57,930 Land $1,762 Building $56,168	$173,860 Land $5,288 Building $168,571
2022	$2,480.00 (+1.6%) Homeowner's exemption	$47,226 (+7.41%) Land $1,436 Building $45,790	$141,678 (+7.41%) Land $4,308 Building $137,370
2021	$2,441.00 Homeowner's exemption	$43,968 Land $1,337 Building $42,631	$131,904 Land $4,011 Building $127,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 Gates St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 Gates St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

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