Harris County property record for 1108 Gaines St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,160 sqft · built 1940 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,200 (Dec 2005) |
| Tax Bill | $2,800 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-138-000-0012 |
| Primary APN | 031-138-000-0012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,250 sqft (0.144 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0311380000012 |
|---|---|
| Street Address | 1108 GAINES ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 BLK 138 RYON |
| Legal Subdivision | RYON |
| Legal Block | 138 |
| Legal Lot Number | 12 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 210700 |
1108 Gaines St is owned and occupied by an individual who bought it in December 2005.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 GAINES ST, HOUSTON, TX 77009-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2005 · Amount on File |
| Deed Sale | Dec 22, 2005 · Amount on File |
| Prior Sale | May 22, 2003 |
| Deed Document Number | 2005981890 |
| Deed Book / Page | 1570 / 1668 |
| Prior Transfer Date | Dec 13, 2005 |
| Prior Transfer Doc | 000Y981890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1108 GAINES ST, HOUSTON, TX 77009-2133 |
| Document Number | 0000174818 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 GAINES ST HOUSTON TX 770092133, HOUSTON, TX 77009-2133 |
| Document Number | 0000174818 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 174818 |
| Name | CADENCE BK NA |
|---|---|
| Address | THE WOODLANDS, TX 77380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 26, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1108 Gaines St was $2,800 with a homeowner's exemption, up 2.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,428 (-12.44%) Land $155,250 Building $81,178 | $236,428 (-12.44%) Land $155,250 Building $81,178 | |
| 2025 | $2,800.00 (+2.26%) Homeowner's exemption | $270,027 Land $168,750 Building $101,277 | $270,027 Land $168,750 Building $101,277 |
| 2024 | $2,738.00 | ||
| 2023 | $252,058 Land $140,625 Building $111,433 | $252,058 Land $140,625 Building $111,433 | |
| 2022 | $2,289.00 | ||
| 2020 | $2,544.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 Gaines St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 35 (2001–2024) |
| Claims Outside the SFHA | 35 of 35 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1108 Gaines St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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