Whatcom County property record for 1108 Front St, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,136 sqft · built 1963 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Apr 2019) |
| Tax Bill | $3,756 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 560196 |
| Primary APN | 560196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 2,045 sqft |
| Finished Basement | 909 sqft |
| Unfinished Basement | 1,136 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 40 sqft |
| Patio Area | 64 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 560196 |
|---|---|
| Street Address | 1108 FRONT ST |
| City | LYNDEN |
| State | WA |
| Zip | 98264-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM2 |
| Legal Description | MALTBY'S ADD TO LYNDEN LOT 3 BLK 2 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 20 |
| Legal Subdivision | MALTBY'S ADD TO LYNDEN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LYNDEN |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10302 |
1108 Front St is owned and occupied by two individuals who bought it in April 2019.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 FRONT ST, LYNDEN, WA 98264-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 9, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Apr 17, 2019 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Jul 9, 2018 | Grant Deed, Transfer WHATCOM LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Prior Sale | Jul 9, 2018 · Amount on File |
| Deed Document Number | 2019-0401714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1108 FRONT ST, LYNDEN, WA 98264-1828 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000103294 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022-0103294 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1108 FRONT ST, LYNDEN, WA 98264-1828 |
| Document Number | 2200401729 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1108 FRONT ST LYNDEN WA 982641828, LYNDEN, WA 98264-1828 |
| Document Number | 2200401729 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 401729 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 17, 2019 |
| Property Address | 1108 FRONT ST, LYNDEN, WA 98264-1828 |
| Document Number | 2190401714 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 401714 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,036.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1108 FRONT ST LYNDEN WA 982641828, LYNDEN, WA 98264-1828 |
| Document Number | 2190401715 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 401715 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 9, 2018 |
| Property Address | 1108 FRONT ST, LYNDEN, WA 98264-1828 |
| Document Number | 2180700772 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 700772 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,989.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4145 JAMES ST BELLINGHAM WA 982267737, BELLINGHAM, WA 98226-7737 |
The 2025 property tax bill for 1108 Front St was $3,756.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Lynden City |
| Unified School District | Lynden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,756.00 | $496,487 Land $245,543 Building $250,944 | $496,487 Land $245,543 Building $250,944 |
| 2022 | $384,915 Land $135,383 Building $249,532 | $384,915 Land $135,383 Building $249,532 | |
| 2021 | $2,879.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 Front St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1108 Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Pogozone powered by Neubeam, T-Mobile.
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