Pasco County property record for 1108 Fox Chapel Dr, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,718 sqft · built 1993 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Company Name on Record |
| Last Sale | $555,000 (Jan 2025) |
| Tax Bill | $8,839 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0030-00000-0660 |
| Primary APN | 31-26-19-0030-00000-0660 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,718 sqft Living Area |
| Gross Area | 3,303 sqft |
| 1st Floor Area | 2,718 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,400 sqft (0.239 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 585 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 896 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Deck Area | Deck Area |
| Patio Area | 820 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1108 FOX CHAPEL DR |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-8719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | WILLOW BEND UNIT D-1B PB 30 PGS 127-130 LOT 66 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | WILLOW BEND |
| Legal Tract | 30 |
| Legal Lot Number | 66 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 32013 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2929 LAKELAND HIGHLANDS RD, LAKELAND, FL 33803-4371 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage BAY TO BAY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on Record |
| Deed Sale | Jan 9, 2025 · Amount on Record |
| Prior Sale | Dec 4, 2017 · Amount on Record |
| Deed Document Number | 20253755 |
| Deed Book / Page | 11140 / 195 |
| Prior Transfer Date | Jan 8, 2013 |
| Prior Transfer Doc | 0088152702 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1108 FOX CHAPEL DR, LUTZ, FL 33549-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1108 FOX CHAPEL DR, LUTZ, FL 33549-8719 |
| Document Number | 0106153017 |
|---|---|
| Date | May 17, 2022 |
| Book Page | 10615/3017 |
| Instrument | 2022110906 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 1108 FOX CHAPEL DR, LUTZ, FL 33549-8719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1108 FOX CHAPEL DR, LUTZ, FL 33549-8719 |
| Document Number | 0103862481 |
|---|---|
| Date | Jul 6, 2021 |
| Book Page | 10386/2481 |
| Instrument | 2021140840 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 1108 FOX CHAPEL DR, LUTZ, FL 33549-8719 |
| Document Number | 0096422776 |
| Book / Page | 009642 / 002776 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 190559 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 FOX CHAPEL DR LUTZ FL 335498719, LUTZ, FL 33549-8719 |
| Document Number | 96422778 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 009642/002778 |
| Instrument | 190560 |
| Name | BAY TO BAY LNDG |
|---|---|
| Address | TAMPA, FL 33606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2047 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,612 (-0.13%) Land $83,013 Building $426,599 | $509,612 (-0.13%) Land $83,013 Building $426,599 | |
| 2025 | $8,839.00 (-2.21%) | $510,287 (+2%) Land $83,013 Building $427,274 | $510,287 (+2%) Land $83,013 Building $427,274 |
| 2024 | $9,039.00 (+4.09%) | ||
| 2023 | $8,684.00 (+166.63%) | $500,273 (+114.07%) Land $66,813 Building $433,460 | $500,273 (+12.25%) Land $66,813 Building $433,460 |
| 2022 | $3,257.00 Homeowner's exemption | $233,700 Land $56,013 Building $177,687 | $445,679 Land $56,013 Building $389,666 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 18 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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