1108 Flowering Tree Ct, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1108 Flowering Tree Ct, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 1976
Lot Size	0.187 acres (8,125 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2022)
Tax Bill	$4,732 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-06092563`

Property Details

APN / Parcel Number

Primary APN	`04-295-06092563`
Alternative APNs	`4-295-06092563` `29506092563`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,612 sqft Living Area
Gross Area	1,832 sqft
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29506092563
Street Address	1108 FLOWERING TREE CT
City	GAMBRILLS
State	MD
Zip	21054-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 26 BK H SC 14 PL2 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	H
Legal Lot Number	26
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	740703

Owner

1108 Flowering Tree Ct is owned and occupied by an individual who bought it in September 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1108 FLOWERING TREE CT, GAMBRILLS, MD 21054-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed, Transfer · VA Mortgage WESBANCO BANK INC
Jul 21, 2022	Special Warranty Deed, Transfer · Stand-Alone First Mortgage DOMINION FINANCIAL SERVICES LLC
Dec 6, 2019	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Jul 21, 2022 · Amount on File
Deed Book / Page	39138 / 175
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	0339280441
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 21, 2022
Property Address	1108 FLOWERING TREE CT, GAMBRILLS, MD 21054-1403
Document Number	0391380175
Book / Page	39138 / 175
Map Reference	MB 51 PL 2
Instrument Date	Sep 15, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1108 FLOWERING TREE CT, GAMBRILLS, MD 21054-1403

Mortgage

Document Number	0039138184
Date	Sep 21, 2022
Instrument	39138/184

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 21, 2022
Property Address	1108 FLOWERING TREE CT, GAMBRILLS, MD 21054-1403
Document Number	0389540049
Book / Page	38954 / 49
Map Reference	MB 51 PL 2
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CLOSELINE SETTLEMENTS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 486, CABIN JOHN, MD 20818-0486

Mortgage

Document Number	0003895455
Date	Jul 21, 2022
Instrument	38954/55

Lender

Name	DOMINION FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	8 Months
Due	Mar 13, 2023

Mortgage

Document Number	0389540093
Date	Jul 21, 2022
Book Page	38954/93

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 6, 2019
Property Address	1108 FLOWERING TREE CT, GAMBRILLS, MD 21054-1403
Document Number	0339280441
Book / Page	033928 / 000441
Instrument Date	Nov 18, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1108 FLOWERING TREE CT GAMBRILLS MD 210541403, GAMBRILLS, MD 21054-1403

Mortgage

Document Number	339280446
Date	Dec 6, 2019
Book Page	033928/000446

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Flowering Tree Ct was $4,732 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,267 (+6.41%)	$500,000 (+19.22%) Land $284,400 Building $215,600
2025	$4,732.00 (+2.18%) Homeowner's exemption	$419,400 Land $222,300 Building $197,100	$419,400 Land $222,300 Building $197,100
2024	$4,631.00 (+15.31%)
2023	$4,016.00 Homeowner's exemption	$367,800	$419,400 Land $222,300 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Flowering Tree Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 Flowering Tree Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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