1108 Fair Ave, Gainesville, TX 76240 Property Records

Cooke County property record for 1108 Fair Ave, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,979 sqft · built 1960
Lot Size	0.374 acres (16,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,500 (May 2008)
Tax Bill	$4,826 (2026)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2385-015-00005`

Property Details

APN / Parcel Number

Primary APN	`2385-015-00005`
Alternative APN	`8927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,979 sqft Living Area
Gross Area	3,335 sqft
1st Floor Area	1,979 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,313 sqft (0.374 acres)
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	551 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2385-015-00005
Street Address	1108 FAIR AVE
City	GAINESVILLE
State	TX
Zip	76240-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ADDN; BLOCK 15; LOT 5 & 4 S 1/2
Legal Subdivision	HILLCREST ADDN
Legal Block	15
Legal Lot Number	5,4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2039
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 FAIR AVE, GAINESVILLE, TX 76240-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2008 · Amount on Record
Deed Sale	May 29, 2008 · Amount on Record
Deed Document Number	200814553
Deed Book / Page	1572 / 517
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1108 FAIR AVE, GAINESVILLE, TX 76240-2914
Transaction Type	Mortgage
Record Updated	Sep 18, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002427/484
Date	Jun 21, 2021
Book Page	2427/484
Instrument	2021-05273

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,826.00 (+177.36%) Homeowner's exemption Senior Citizen's exemption	$230,671 (+1%)	$279,257 (-) Land $53,858 Building $225,399
2025	$1,740.00 (-14.87%) Homeowner's exemption Senior Citizen's exemption	$209,701 (+21%) Land $53,858 Building $225,399	$279,257 (+17.13%) Land $53,858 Building $225,399
2024	$2,044.00 (-32.32%)
2023		$173,306 Land $53,833 Building $184,579	$238,412 Land $53,833 Building $184,579
2022	$3,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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