Franklin County property record for 1108 Elm Ave, Gray Summit, MO 63039 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,391 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Apr 2017) |
| Tax Bill | $4,439 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-3-08.0-0-006-010.000 |
| Primary APN | 19-3-08.0-0-006-010.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,391 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 217,800 sqft (5 acres) |
| Patio Area | 520 sqft |
| Street Address | 1108 ELM AVE |
|---|---|
| City | GRAY SUMMIT |
| State | MO |
| Zip | 63039-1029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 DISHAROON ESTATES |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 08 |
| Legal Subdivision | DISHAROON ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 800101 |
Source: Franklin County records · APN 19-3-08.0-0-006-010.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 ELM AVE, GRAY SUMMIT, MO 63039-1029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Apr 19, 2017 | Warranty Deed, Transfer FIRST CMNTY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on Record |
| Deed Sale | Apr 19, 2017 · Amount on Record |
| Deed Document Number | 1705668 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1108 ELM AVE, GRAY SUMMIT, MO 63039-1029 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | TOUCHSTONE TITLE LLC, TOUCHSTONE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002109023 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2109023 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 19, 2017 |
| Property Address | 1108 ELM AVE, GRAY SUMMIT, MO 63039-1029 |
| Document Number | 0000005668 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 5668 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | NETCO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1108 ELM AVE GRAY SUMMIT MO 630391029, GRAY SUMMIT, MO 63039-1029 |
| Document Number | 5669 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 5669 |
| Name | FIRST CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 18, 2027 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,439.00 (+14.2%) | $57,599 (+5.18%) | $303,150 (+5.18%) Land $62,110 Building $241,040 |
| 2023 | $3,887.00 (+6.29%) | $54,760 | $288,210 Land $57,100 Building $231,110 |
| 2022 | $3,657.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 33% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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