1108 Eleuthera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1108 Eleuthera Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,596 sqft · built 2005
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Dec 2004)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-25-A-36`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-25-A-36`
Alternative APNs	`28-37-28-25-0000A.0-0036.00` `2860841`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,207 sqft
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Duplex Single
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	104 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	429 sqft
Porch	Florida Room
Porch Area	182 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2860841
Street Address	1108 ELEUTHERA DR NE
City	PALM BAY
State	FL
Zip	32905-4417
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM10
Legal Description	BIMINI BAY LOT 36 BLOCK A
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	BIMINI BAY
Legal Block	A
Legal Lot Number	36
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2001
Census Tract	65130

Owner

1108 Eleuthera Dr NE, a duplex, is owned and occupied by an individual who bought it in December 2004.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 ELEUTHERA DR NE, PALM BAY, FL 32905-4417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2004 · Amount on File
Deed Sale	Dec 6, 2004 · Amount on File
Prior Sale	Jul 22, 2004 · Amount on File
Deed Document Number	2004382786
Deed Book / Page	5393 / 515
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1108 ELEUTHERA DR NE, PALM BAY, FL 32905-4417
Document Number	0081590806
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 29, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 ELEUTHERA DR NE PALM BAY FL 329054417, PALM BAY, FL 32905-4417

Mortgage

Document Number	0081590806
Date	May 8, 2018
Book Page	008159/000806
Instrument	103575

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 7, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Eleuthera Dr NE was $1,476 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,390 (+2.7%)	$243,720 (-1.9%)
2025	$1,476.00 Homeowner's exemption Widower's exemption	$123,070	$248,440 Land $60,000 Building $188,440
2023	$1,381.00 (-0.36%) Homeowner's exemption Widower's exemption	$116,130 (+3%)	$266,380 (+14.9%) Land $60,000 Building $206,380
2022	$1,386.00 Homeowner's exemption Widower's exemption	$112,750	$231,840 Land $50,000 Building $181,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Eleuthera Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Eleuthera Dr NE is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20