Hamilton County property record for 1108 Edwin Ln, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,444 sqft · built 1950 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,000 (Oct 2023) |
| Tax Bill | $950 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168E A 022 |
| Primary APN | 168E A 022 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000108984 |
|---|---|
| Street Address | 1108 EDWIN LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 37 GILBERT HILLS PB 17 PG 39 |
| Legal Subdivision | GILBERT HILLS |
| Legal Lot Number | 37 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1108 EDWIN LN, CHATTANOOGA, TN 37412-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| May 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Prior Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 2023157 |
| Deed Book / Page | 13415 / 520 |
| Prior Transfer Date | May 30, 2001 |
| Prior Transfer Doc | 0005915233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1108 EDWIN LN, CHATTANOOGA, TN 37412-1616 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1108 EDWIN LN, EAST RIDGE, TN 37412-1616 |
| Document Number | 0000000137 |
|---|---|
| Date | Dec 13, 2024 |
| Book Page | 13788/141 |
| Instrument | 2024121300137 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 3, 2023 |
| Property Address | 1108 EDWIN LN, CHATTANOOGA, TN 37412-1616 |
| Document Number | 0000000157 |
| Book / Page | 13415 / 520 |
| Map Reference | MB 17 PG 39 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023100300157 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $984.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 1108 EDWIN LN, CHATTANOOGA, TN 37412-1616 |
| Name | Verified Name |
|---|---|
| Address | 950 W BETHANY DR STE 800, 800, ALLEN, TX 75013-3837 |
| Document Number | 0000000158 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023100300158 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 15, 2020 |
| Property Address | 1108 EDWIN LN, CHATTANOOGA, TN 37412-1616 |
| Document Number | 0515000140 |
| Book / Page | 012002 / 000811 |
| Instrument Date | May 11, 2020 |
| Instrument | 200515000140 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 EDWIN LN CHATTANOOGA TN 374121616, CHATTANOOGA, TN 37412-1616 |
| Document Number | 515000141 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 012002/000813 |
| Instrument | 200515000141 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $950.00 (+5.67%) | $62,725 (+56.03%) | $250,900 (+56.03%) Land $50,000 Building $200,900 |
| 2024 | $899.00 (-36.24%) | $40,200 (-) | $160,800 (-) Land $40,000 Building $120,800 |
| 2023 | $1,410.00 | $40,200 (-) | $160,800 (-) Land $40,000 Building $120,800 |
| 2022 | $1,410.00 | $40,200 | $160,800 Land $40,000 Building $120,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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