Spokane County property record for 1108 E Providence Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 736 sqft · built 1913 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2022) |
| Tax Bill | $2,683 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35054.1005 |
| Primary APN | 35054.1005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 736 sqft Living Area |
| Gross Area | 826 sqft |
| 1st Floor Area | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bungalow |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 90 sqft |
| Patio Area | 24 sqft |
| Canopy | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 1108 E PROVIDENCE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LIDGERWOOD PK L5 B95 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 05 |
| Legal Subdivision | LIDGERWOOD PK |
| Legal Block | 95 |
| Legal Lot Number | 5 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 5 |
| Census Block | 5043 |
| Census Tract | 1500 |
Source: Spokane County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 E PROVIDENCE AVE, SPOKANE, WA 99207-2979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Dec 8, 2021 | Warranty Deed, Transfer · Line of Credit JPASA PROPERITES LLC |
| Sep 5, 2018 | Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2022 · Amount on Record |
| Deed Sale | May 16, 2022 · Amount on Record |
| Prior Sale | Dec 8, 2021 · Amount on Record |
| Deed Document Number | 20227207492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 16, 2022 |
| Property Address | 1108 E PROVIDENCE AVE, SPOKANE, WA 99207-2979 |
| Document Number | 0007207492 |
| Map Reference | VOL A PG 124&125 |
| Instrument Date | May 11, 2022 |
| Instrument | 7207492 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | WFG INSURED |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,805.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 E PROVIDENCE AVE, SPOKANE, WA 99207-2979 |
| Document Number | 0007207493 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 7207493 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Dec 8, 2021 |
| Property Address | 1108 E PROVIDENCE AVE, SPOKANE, WA 99207-2979 |
| Document Number | 0007158961 |
| Map Reference | VOL A PG 124 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 7158961 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1911 S CHERYL CT, SPOKANE VALLEY, WA 99037-9066 |
| Document Number | 0007158962 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 7158962 |
| Name | JPASA PROPERITES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1108 E PROVIDENCE AVE, SPOKANE, WA 99207-2979 |
| Document Number | 0006741059 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1108 E PROVIDENCE AVE SPOKANE WA 992072979, SPOKANE, WA 99207-2979 |
| Document Number | 0006741059 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 6741059 |
| Name | WASHINGTON ST EMP CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 9, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,683.00 (-5.26%) | $234,700 (-15.7%) Land $90,000 Building $144,700 | $234,700 (-15.7%) Land $90,000 Building $144,700 |
| 2025 | $2,832.00 (+4.85%) | $278,400 (+2.54%) Land $65,000 Building $213,400 | $278,400 (+2.54%) Land $65,000 Building $213,400 |
| 2024 | $2,701.00 (+1.58%) | $271,500 (+84.82%) Land $65,000 Building $206,500 | $271,500 (+84.82%) Land $65,000 Building $206,500 |
| 2023 | $2,659.00 (+54.23%) | $146,900 Land $42,000 Building $104,900 | $146,900 Land $42,000 Building $104,900 |
| 2022 | $1,724.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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