1108 E Plate Dr, Palatine, IL 60074 Property Records

Cook County property record for 1108 E Plate Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,521 sqft · built 1964
Lot Size	0.193 acres (8,395 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Dec 2021)
Tax Bill	$8,788 (2023)
Deeds & Mortgages	Sep 2023 Transfer May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-105-006`

Property Details

APN / Parcel Number

Primary APN	`02-13-105-006`
Alternative APN	`02-13-105-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,395 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1108 E PLATE DR
City	PALATINE
State	IL
Zip	60074-7259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 IN BLK 41 IN WINSTONPARK NORT HWEST UNIT #3 IN SEC13 T42N R10E 3P
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTONPARK NORTHWEST UNIT 03
Legal Block	41
Legal Lot Number	6
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2002
Census Tract	803607

Owner

1108 E Plate Dr is owned and occupied by two individuals who acquired it in September 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1108 E PLATE DR, PALATINE, IL 60074-7259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 24, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 10, 2021	Warranty Deed, Transfer BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR
Sep 13, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Deed Document Number	202125025
Last Transfer Date	Sep 22, 2023
Transfer Doc	0000022014
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Sep 27, 2023
Property Address	1108 E PLATE DR, PALATINE, IL 60074-7259
Document Number	0027022014
Map Reference	DOC 18480176
Instrument Date	Sep 22, 2023
Instrument	2327022014
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1108 E PLATE DR, PALATINE, IL 60074-7259

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1108 E PLATE DR, PALATINE, IL 60074-7259
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 E PLATE DR, PALATINE, IL 60074-7259

Mortgage

Document Number	0014439082
Date	May 24, 2022
Instrument	2214439082

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.14%
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 10, 2021
Property Address	1108 E PLATE DR, PALATINE, IL 60074-7259
Document Number	0034425025
Map Reference	DOC 18480176
Instrument Date	Dec 1, 2021
Instrument	2134425025
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	BURNET TITLE-POST CLOSING, BURNET TITLE POST CLOSING

Transaction

Amount	Amount on Record
Tax	$332.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 E PLATE DR, PALATINE, IL 60074-7259

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1108 E PLATE DR, PALATINE, IL 60074-7259
Document Number	2029946272
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 E PLATE DR PALATINE IL 600747259, PALATINE, IL 60074-7259

Mortgage

Document Number	2029946272
Date	Oct 27, 2020
Instrument	29946272

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 13, 2017
Property Address	1108 E PLATE DR, PALATINE, IL 60074-7259
Document Number	1725639067
Instrument Date	Sep 5, 2017
Instrument	25639067
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 E PLATE DR PALATINE IL 600747259, PALATINE, IL 60074-7259

Mortgage

Document Number	1725639068
Date	Sep 13, 2017
Instrument	25639068

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $7,975 Building $32,025	$400,000 Land $79,750 Building $320,250
2023	$8,788.00 (+3.74%)
2022	$8,471.00 (+55.55%) Homeowner's exemption Senior Citizen's exemption	$33,000 (+34.05%) Land $6,716 Building $26,284	$330,000 (+34.05%) Land $67,160 Building $262,840
2021	$5,446.00	$24,617 Land $4,197 Building $20,420	$246,170 Land $41,970 Building $204,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 E Plate Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1987–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 E Plate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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