1108 E Clearbrook Dr, Bellingham, WA 98229 Property Records

Whatcom County property record for 1108 E Clearbrook Dr, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,542 sqft · built 1979
Owner	2 Individual Names on Record
Last Sale	$380,700 (Apr 2019)
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557935`

Property Details

APN / Parcel Number

Primary APN	`557935`
Alternative APNs	`380333 129443 0000` `80824`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,542 sqft Living Area
1st Floor Area	860 sqft
2nd Floor Area	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	490 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	557935
Street Address	1108 E CLEARBROOK DR
City	BELLINGHAM
State	WA
Zip	98229-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.0
Legal Description	CLEARBROOK DIV NO 2 LOT 39
Legal Range	03
Legal Township	38
Legal Section	33
Legal Subdivision	CLEARBROOK
Legal Lot Number	39
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1003
Census Tract	904

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 E CLEARBROOK DR, BELLINGHAM, WA 98229-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 1, 2019	Warranty Deed, Transfer RONALD D & MARILYN A CHRISTENSEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	May 24, 2010 · Amount on Record
Deed Document Number	2019-0400023
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1108 E CLEARBROOK DR, BELLINGHAM, WA 98229-2355
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100494
Date	Nov 7, 2025
Instrument	2025-1100494

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1108 E CLEARBROOK DR, BELLINGHAM, WA 98229-2355
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500007
Date	May 3, 2021
Instrument	2021-0500007

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	May 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1108 E CLEARBROOK DR, BELLINGHAM, WA 98229-2355
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000703843
Date	Jul 22, 2021
Instrument	2021-0703843

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Aug 12, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 1, 2019
Property Address	1108 E CLEARBROOK DR, BELLINGHAM, WA 98229-2355
Document Number	2190400023
Instrument Date	Mar 21, 2019
Instrument	400023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1108 E CLEARBROOK DR BELLINGHAM WA 982292355, BELLINGHAM, WA 98229-2355

Mortgage

Document Number	2190400025
Date	Apr 1, 2019
Instrument	400025

Lender

Name	RONALD D & MARILYN A CHRISTENSEN
Address	15519 134TH PL NE, WOODINVILLE, WA 98072-5509
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 31, 2024

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,546.00 (+36.15%)	$555,870 (+18.52%) Land $278,528 Building $277,342	$555,870 (+18.52%) Land $278,528 Building $277,342
2022		$469,015 Land $235,008 Building $234,007	$469,015 Land $235,008 Building $234,007
2021	$3,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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