1108 E Apple St, Spencer, WI 54479 Property Records

Marathon County property record for 1108 E Apple St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Aug 2023)
Tax Bill	$3,082 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-2602-084-1026`

Property Details

APN / Parcel Number

Primary APN	`181-2602-084-1026`
Alternative APN	`56-0206-000-023-00-00`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	1108 E APPLE ST
City	SPENCER
State	WI
Zip	54479-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD EAST LAND HGTS SUBD LOT 23
Legal Range	02
Legal Township	26
Legal Section	08
Legal Quarter	NE
Legal Subdivision	EAST LAND HEIGHTS ADD 01
Legal Lot Number	23
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2026
Census Tract	2101

Owner

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 E APPLE ST, SPENCER, WI 54479-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Deed Document Number	1886808
Record Updated	Jun 8, 2026

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MARATHON WI
Recording Date	Aug 31, 2023
Property Address	1108 E APPLE ST, SPENCER, WI 54479-9365
Document Number	0001886808
Instrument Date	Aug 25, 2023
Instrument	1886808
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 APPLE ST, SPENCER, WI 54479-9365

Mortgage

Document Number	0001886809
Date	Aug 31, 2023
Instrument	1886809

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,082.00 (+21.01%)	$158,000 (-) Land $17,400 Building $140,600	$200,602 (+17.58%) Land $22,092 Building $178,510
2023	$2,547.00 (-2.49%) Homeowner's exemption	$158,000 (-) Land $17,400 Building $140,600	$170,613 (+6.8%) Land $18,789 Building $151,824
2022	$2,612.00 Homeowner's exemption	$158,000 Land $17,400 Building $140,600	$159,754 Land $17,593 Building $142,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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