1108 E 38th St, Savannah, GA 31404 Property Records

Chatham County property record for 1108 E 38th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 918 sqft · built 1924
Lot Size	0.085 acres (3,681 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2022)
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-0063-14-020`

Property Details

APN / Parcel Number

Primary APN	`2-0063-14-020`
Alternative APN	`M292G169`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,681 sqft (0.085 acres)
Lot Dimensions	80 ft deep x 46 ft wide
Porch	Porch
Porch Area	189 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1108 E 38TH ST
City	SAVANNAH
State	GA
Zip	31404-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 32 AND EAST 16 FEET OF LOT 33 BLOCK 4 OLIVER WARD
Legal Subdivision	THIRTY-SEVENTH
Legal Block	4
Legal Lot Number	32-33
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2016
Census Tract	2700

Owner

1108 E 38th St is owned and occupied by an individual who bought it in June 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES
Mar 28, 2006	Deed of Trust, Mortgage · Conventional Mortgage OPTION ONE MORTGAGE
Jun 15, 2022	Warranty Deed, Transfer · FHA Mortgage MEMBERS FIRST MORTGAGE
Dec 7, 2021	Warranty Deed, Transfer · Commercial Mortgage TROPHY POINT INVESTMENT GROUP
Jul 1, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2019	Limited Warranty Deed, Transfer
Jul 27, 2005	Deed, Transfer · Conventional Mortgage RON MADDEN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Dec 7, 2021 · Amount on File
Deed Document Number	20227081
Deed Book / Page	2833 / 281
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0016710042
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319

Mortgage

Document Number	0038940550
Date	Feb 4, 2026
Book Page	0000003894/0000000550

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00303V0723
Date	Mar 28, 2006
Book Page	303V/723

Lender

Name	OPTION ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.95%
Type Change Date	Apr 1, 2008

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 15, 2022
Property Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Document Number	0028330281
Book / Page	2833 / 281
Instrument Date	Jun 15, 2022
Instrument	2022-007081
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319

Mortgage

Document Number	0002833283
Date	Jun 15, 2022
Instrument	2833/283

Lender

Name	MEMBERS FIRST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 7, 2021
Property Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Document Number	0026340358
Book / Page	2634 / 358
Instrument Date	Dec 7, 2021
Instrument	2021-015813
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 OAKMONT RD, SAVANNAH, GA 31419-6018

Mortgage

Document Number	0026340360
Date	Dec 7, 2021
Book Page	0000002634/0000000360

Lender

Name	TROPHY POINT INVESTMENT GROUP

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 1, 2019
Property Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Document Number	0016710042
Book / Page	1671 / 42
Instrument Date	Jul 1, 2019
Instrument	2019-007307
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15432, SAVANNAH, GA 31416-2132

July 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 1, 2019
Property Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Document Number	0016710075
Book / Page	1671 / 75
Instrument Date	Jul 1, 2019
Instrument	2019-007309
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 WEMBLEY WALK, TUCKER, GA 30084-2202
Investor	Possibly a Property Investor

July 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 27, 2005
Property Address	1108 E 38TH ST, SAVANNAH, GA 31404-3319
Document Number	00292G0170
Book / Page	292G / 170
Instrument Date	Jul 27, 2005
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15432, SAVANNAH, GA 31416-2132

Mortgage

Document Number	00292G0171
Date	Aug 5, 2005
Book Page	292G/171

Lender

Name	RON MADDEN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2006

Tax Assessment & Valuation

The 2025 property tax bill for 1108 E 38th St was $3,143.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,440 (+3.75%) Land $28,000 Building $121,440	$373,600 (+3.75%) Land $70,000 Building $303,600
2025	$3,143.00 Homeowner's exemption	$144,040 Land $28,000 Building $116,040	$360,100 Land $70,000 Building $290,100
2023		$86,000 (+91.62%) Land $15,000 Building $71,000	$215,000 (+91.62%) Land $37,500 Building $177,500
2022	$1,858.00	$44,880 Land $15,000 Building $29,880	$112,200 Land $37,500 Building $74,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1108 E 38th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1108 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures