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1108 E 13th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1108 E 13th St, Chattanooga, TN 37408

Property Summary

Property TypeSingle Family Home
Details1 ba · 824 sqft · built 1940
Lot Size0.111 acres (4,838 sqft)
OwnerCompany Name on File
Last Sale$925,000 (Aug 2023)
Tax Bill$486 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Nov 2022 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN146P B 004

Property Details

APN / Parcel Number

Primary APN146P B 004
Alternative APN
  • 0000077630

Interior

Full Baths1 Bath
Stories1 Story
Building Area824 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,838 sqft (0.111 acres)
Lot Dimensions107 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077630
Street Address1108 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37408-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionPT OF LTS 267 & 268 ORANGE GROVE PB 3 PG 39 REV PB 133 PG 8
Legal SubdivisionORANGE GROVE
Legal Lot Number267,268
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1043
Census Tract1400

Owner

Source: Hamilton County records · APN 146P B 004

Assessment roll updated January 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address662 MARINER WAY, CHATTANOOGA, TN 37402-2924
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Warranty Deed, Transfer · Commercial Mortgage
TENNESSEE VALLEY FEDERAL CREDIT UNION
Nov 30, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
KIAVI FUNDING INC
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
TOP CHOICE INVESTMENTS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleMay 03, 2016 · Amount on Record
Deed Document Number20235
Deed Book / Page13366 / 400
Prior Transfer DateDec 03, 2012
Prior Transfer Doc0000000006
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 08, 2023
Property Address1108 E 13TH ST, CHATTANOOGA, TN 37408-1601
Document Number0000000004
Book / Page13366 / 400
Map ReferenceMB 3 PG 39
Instrument DateJul 31, 2023
Instrument2023080800004
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyENSIGN TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,422.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address662 MARINER WAY, CHATTANOOGA, TN 37402-2924

Mortgage

Document Number0000000005
DateAug 08, 2023
Book Page13366/404
Instrument2023080800005
Lender
NameTENNESSEE VALLEY FEDERAL CREDIT UNION
AddressCHATTANOOGA, TN 37402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term36 Months
DueAug 05, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateNov 30, 2022
Property Address1108 E 13TH ST, CHATTANOOGA, TN 37408-1601
Document Number0000000188
Book / Page13154 / 207
Map ReferenceMB 3 PG 39
Instrument DateNov 29, 2022
Instrument2022113000188
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 97, HIXSON, TN 37343-0097
InvestorPossibly a Property Investor

Mortgage

Document Number0131540210
DateNov 30, 2022
Instrument13154-0210
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1108 E 13TH ST, CHATTANOOGA, TN 37408-1601
Document Number0919000189
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyFILE FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 E 13TH ST CHATTANOOGA TN 374081601, CHATTANOOGA, TN 37408-1601

Mortgage

Document Number0919000189
DateSep 19, 2019
Book Page011764/000037
Instrument190919000189
Lender
NameTOP CHOICE INVESTMENTS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$486.00 (+92.86%)$32,125 (+184.29%)$128,500 (+184.29%) Land $60,000 Building $68,500
2024$252.00$11,300 (-)$45,200 (-) Land $30,000 Building $15,200
2023$252.00$11,300 (-)$45,200 (-) Land $30,000 Building $15,200
2022$252.00$11,300$45,200 Land $30,000 Building $15,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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