1108 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 1108 E 12th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 674 sqft · built 1922
Lot Size0.064 acres (2,812 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (May 2022)
Tax Bill$1,762 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN7824-03-202-024

Property Details

APN / Parcel Number

Primary APN7824-03-202-024
Alternative APN
  • 040/04402-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area674 sqft Living Area
Gross Area1,348 sqft
1st Floor Area674 sqft
Basement Area674 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1960
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,812 sqft (0.064 acres)
Lot Dimensions75 ft deep x 37 ft wide
PorchEnclosed Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerConnected

Location & Zoning

Street Address1108 E 12TH ST
CityDES MOINES
StateIA
Zip50316-2936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 37.5 F N 75 F LOT 6 & S 37.5 F N 75 F E 25 F LOT 5 BLK 10 STEWARTS ADDITION
Legal Range24W
Legal Township78N
Legal Section2
Legal SubdivisionSTEWARTS ADD
Legal Block10
Legal Lot Number5,6
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1016
Census Tract4800

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address1108 E 12TH ST, DES MOINES, IA 50316-2936
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 7, 2022Intrafamily Transfer, Transfer
May 18, 2022Warranty Deed, Subdivision Related Transfer
Oct 23, 2020Deed of Trust, Transfer · Conventional Mortgage
JELLY BEAN FUND LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Prior SaleMay 18, 2022 · Amount on Record
Deed Document Number0000040088
Deed Book / Page19113 / 644
Last Transfer DateOct 7, 2022
Transfer Doc0000078286
Record UpdatedJun 7, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1108 E 12TH ST, DES MOINES, IA 50316-2936
Transaction TypeMortgage
Record UpdatedMay 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019154
DateApr 24, 2023
Book Page19453/492
Instrument2023-00019154
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK IA
Recording DateOct 7, 2022
Property Address1108 E 12TH ST, DES MOINES, IA 50316-2936
Document Number0000078286
Book / Page19290 / 820
Instrument DateOct 4, 2022
Instrument2022-00078286
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1108 E 12TH ST, DES MOINES, IA 50316-2936

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMay 18, 2022
Property Address1108 E 12TH ST, DES MOINES, IA 50316-2936
Document Number0000040088
Book / Page19113 / 644
Instrument DateMay 6, 2022
Instrument2022-00040088
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
Tax$175.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 E 12TH ST, DES MOINES, IA 50316-2936

October 2020: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1108 E 12TH ST, DES MOINES, IA 50316-2936
Document Number0000048160
Instrument DateOct 23, 2020
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5525 MEREDITH DR #B DES MOINES IA 503102334, B, DES MOINES, IA 50310-2334
InvestorPossibly a Property Investor

Mortgage

Document Number0000048160
DateOct 28, 2020
Book Page018155/000463
Instrument48160
Lender
NameJELLY BEAN FUND LLC
Address5525 MEREDITH DR # B, DES MOINES, IA 50310-2334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 27, 2030

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$100,800 (+14.81%) Land $8,100 Building $92,700$100,800 (+14.81%) Land $8,100 Building $92,700
2024$1,762.00 (-15.08%)
2023$87,800 Land $7,000 Building $80,800$87,800 Land $7,000 Building $80,800
2020$2,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

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