1108 E 106th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1108 E 106th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,681 sqft · built 1998
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$2,344 (2024)
Deeds & Mortgages	Apr 2026 Sale Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-01-304-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-01-304-010.000-018`
Alternative APNs	`291301304010000003` `1713010304010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
Gross Area	2,121 sqft
1st Floor Area	1,681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	131 ft deep x 70.6 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1108 E 106TH ST
City	CARMEL
State	IN
Zip	46280-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .22, SECTION 1, TOWNSHIP 17, RANGE 3, HOMEPLACE, SECTION 1, LOT 101
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	HOMEPLACE SECTION 1
Legal Lot Number	101
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2025
Census Tract	111006

Owner

Source: Hamilton County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 E 106TH ST, CARMEL, IN 46280-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer SURITY TITLE, SECURITY TITLE
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026
Deed Sale	Apr 15, 2026
Prior Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	202615932
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 15, 2026
Property Address	1108 E 106TH ST, CARMEL, IN 46280-1460
Document Number	0000015932
Instrument Date	Apr 10, 2026
Instrument	202615932
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 10, 2023
Property Address	1108 E 106TH ST, CARMEL, IN 46280-1460
Document Number	0000004305
Map Reference	DD 103 PG 21
Instrument Date	Feb 1, 2023
Instrument	2023004305
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 E 106TH ST, CARMEL, IN 46280-1460

Mortgage

Document Number	0000004306
Date	Feb 10, 2023
Instrument	2023004306

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	Other
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,200 (+16.63%) Land $46,600 Building $227,600	$274,200 (+16.63%) Land $46,600 Building $227,600
2024	$2,344.00 (+147.52%)	$235,100 (+22.9%) Land $46,600 Building $188,500	$235,100 (+22.9%) Land $46,600 Building $188,500
2023	$947.00 (+38.65%)	$191,300 (+19.19%) Land $32,700 Building $158,600	$191,300 (+19.19%) Land $32,700 Building $158,600
2022	$683.00	$160,500 Land $32,700 Building $127,800	$160,500 Land $32,700 Building $127,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2011)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jun 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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