1108 E 104th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1108 E 104th St, Carmel, IN 46280

Property Summary

Property Type	Row House
Details	2 bd · 2 ba · 1,512 sqft · built 1959
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2021)
Tax Bill	$4,069 (2024)
Deeds & Mortgages	Nov 2019 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-106-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-106-016.000-018`
Alternative APNs	`291312106016000003` `1713120106016000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2003
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120106016000
Old Parcel Number	291312106016000003
Street Address	1108 E 104TH ST
City	CARMEL
State	IN
Zip	46280-1410
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	ACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, LITTLE FARMS, LOT PT 40
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	LITTLE FARMS
Legal Lot Number	40
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2016
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1436 TRAIL CREEK CT, CARMEL, IN 46032-8980
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Sep 17, 2014
Deed Document Number	2021040628
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1108 E 104TH ST, CARMEL, IN 46280-1410
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019058817
Date	Nov 21, 2019
Instrument	2019058817

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	LAPEL, IN 46051

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2024

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 1, 2021
Property Address	1108 E 104TH ST, CARMEL, IN 46280-1410
Document Number	0000040628
Map Reference	MB 109 PG 50-51
Instrument Date	May 27, 2021
Instrument	2021040628
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1436 TRAIL CREEK CT, CARMEL, IN 46032-8980

Mortgage

Document Number	0000040629
Date	Jun 1, 2021
Instrument	2021040629

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,100 (+6.23%) Land $64,500 Building $155,600	$220,100 (+6.23%) Land $64,500 Building $155,600
2024	$4,069.00 (-2.59%)
2023	$4,177.00 (+25.81%)	$207,200 (+28.7%) Land $64,500 Building $142,700	$207,200 (+28.7%) Land $64,500 Building $142,700
2022	$3,320.00	$161,000 Land $32,800 Building $128,200	$161,000 Land $32,800 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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