1108 Denise Ave, Sebring, FL 33870 Property Records

Highlands County property record for 1108 Denise Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1975
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jun 2022)
Tax Bill	$1,738 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`S284908000000130`

Property Details

APN / Parcel Number

Primary APN	`S284908000000130`
Alternative APN	`S-28-34-29-080-0000-0130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	894 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	360 sqft
Driveway	Driveway
Driveway Area	300 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	512 sqft
Patio Area	120 sqft
Fence	Fence
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S284908000000130
Street Address	1108 DENISE AVE
City	SEBRING
State	FL
Zip	33870-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DENISE HEIGHTS PB 11 PG 19 LOT 13
Legal Range	29E
Legal Township	34S
Legal Section	28
Legal Subdivision	DENISE HEIGHTS
Legal Lot Number	13
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3006
Census Tract	961100

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1108 DENISE AVE, SEBRING, FL 33870-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC
Nov 10, 2021	Warranty Deed, Transfer SOUTHEAST PROFESSIONAL TITLE, SOUTHEAST PROFESSIONAL TTL L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2101153
Deed Book / Page	2914 / 120
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 21, 2022
Property Address	1108 DENISE AVE, SEBRING, FL 33870-4211
Document Number	0002101153
Book / Page	2914 / 120
Map Reference	MB 11 PG 19
Instrument Date	May 25, 2022
Instrument	2101153
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	PCS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	648 DAUPHINE AVE S, LEHIGH ACRES, FL 33974-9685

Mortgage

Document Number	0002914122
Date	Jun 21, 2022
Instrument	2914/122

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 10, 2021
Property Address	1108 DENISE AVE, SEBRING, FL 33870-4211
Document Number	0002063588
Book / Page	2864 / 1124
Map Reference	MB 11 PG 19
Instrument Date	Nov 8, 2021
Instrument	2063588
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	SOUTHEAST PROFESSIONAL TITLE, SOUTHEAST PROFESSIONAL TTL L

Transaction

Amount	Amount Recorded
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 OCEAN BAY DR, 106, JENSEN BEACH, FL 34957-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 W COLONIAL DR, ORLANDO, FL 32804-7314
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,434 (+5.99%)	$122,794 (+12.74%) Land $5,250 Building $117,544
2024	$1,738.00 (+4.89%)
2023	$1,657.00 (-6.38%) Homeowner's exemption	$108,914 (+47.41%) Land $4,200 Building $104,714	$108,914 (+47.41%) Land $4,200 Building $104,714
2022	$1,770.00	$73,886 Land $4,200 Building $69,686	$73,886 Land $4,200 Building $69,686

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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