Brevard County property record for 1108 Cypress Trace Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,375 sqft · built 1992 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $285,000 (Jun 2015) |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2022 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-23-OH-*-86 |
| Primary APN | 26-36-23-OH-*-86 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,375 sqft Living Area |
| Gross Area | 3,551 sqft |
| 1st Floor Area | 2,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 576 sqft |
| Patio Area | 95 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2604491 |
|---|---|
| Street Address | 1108 CYPRESS TRACE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CYPRESS TRACE SUNTREE PUD STAGE 4 32 & 73 LOT 86 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CYPRESS TRACE SUNTREE PUD STAGE 4 |
| Legal Lot Number | 86 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64128 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1108 CYPRESS TRACE DR, MELBOURNE, FL 32940-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Apr 27, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2015 · Amount on Record |
| Deed Sale | Jun 3, 2015 · Amount on Record |
| Prior Sale | Jun 1, 2006 · Amount on Record |
| Deed Document Number | 2015110343 |
| Deed Book / Page | 7379 / 2381 |
| Last Transfer Date | Apr 27, 2022 |
| Transfer Doc | 0094882266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1108 CYPRESS TRACE DR, MELBOURNE, FL 32940-1619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1108 CYPRESS TRACE DR, MELBOURNE, FL 32940-1619 |
| Document Number | 0093231079 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 9323/1079 |
| Instrument | 2021296306 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 27, 2022 |
| Property Address | 1108 CYPRESS TRACE DR, MELBOURNE, FL 32940-1619 |
| Document Number | 0094882266 |
| Book / Page | 9488 / 2266 |
| Map Reference | MB 35 PG 11&12 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2022106311 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1108 CYPRESS TRACE DR, 1108, MELBOURNE, FL 32940-1619 |
| Name | Verified Name |
|---|---|
| Address | 1108 CYPRESS TRACE DR, MELBOURNE, FL 32940-1619 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,980 (+2.7%) | $473,320 (-0.99%) | |
| 2025 | $4,001.00 (+7.76%) Homeowner's exemption | $294,050 (+5.98%) | $478,030 (+4.36%) |
| 2024 | $3,713.00 (+1.73%) | ||
| 2023 | $3,650.00 (+7.32%) Homeowner's exemption | $277,450 (+3%) | $458,070 (+0.88%) Land $126,500 Building $331,570 |
| 2022 | $3,401.00 Homeowner's exemption | $269,370 | $454,080 Land $143,000 Building $311,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 590 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 590 in force |
| Nearby Flood Claims | 53 (1999–2026) |
| Claims Outside the SFHA | 41 of 53 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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