1108 Cross Ln, Cincinnati, OH 45206 Property Records

Hamilton County property record for 1108 Cross Ln, Cincinnati, OH 45206

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 5 ba · 6,363 sqft · built 1880
Lot Size	0.217 acres (9,496 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Oct 2011)
Tax Bill	$10,346 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2022 Assignment + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063-0003-0081-00`

Property Details

APN / Parcel Number

Primary APN	`063-0003-0081-00`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	6,363 sqft Finished Area
1st Floor Area	2,926 sqft
2nd Floor Area	2,354 sqft
Attic	Attic
Attic Area	3,341 sqft
Basement Area	2,830 sqft
Family Room	Family Room

Exterior

Year Built	Built 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,496 sqft (0.217 acres)
Lot Dimensions	146 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1108 CROSS LN
City	CINCINNATI
State	OH
Zip	45206-2704
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	CROSS LN 65 X 146 IRR PT LOTS 5-6-7-8-9- S PT 10H F KEMPERS & REV JOS KEMPERS SUB
Legal Subdivision	REV JOS KEMPERS SUB
Legal Lot Number	5-6-7-8 6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	2000

Owner

1108 Cross Ln, a residential property, is owned by a company that bought it in October 2011.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	50 E RIVERCENTER BLVD STE 434, 434, COVINGTON, KY 41011-1660
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit LCNB NATIONAL BANK
Oct 6, 2022	Assignment of Lease, Transfer
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit LCNB NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2011 · Amount on File
Deed Sale	Oct 25, 2011 · Amount on File
Prior Sale	Aug 30, 2005 · Amount on File
Deed Document Number	246104
Deed Book / Page	11855 / 00997
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1108 CROSS LN, CINCINNATI, OH 45206-2704
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 MAPLE RIDGE DRIVE, NEW RICHMOND, OH 45157-8678

Mortgage

Document Number	0000009654
Date	Jan 22, 2021
Book Page	14339/973
Instrument	2021-0009654

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Dec 28, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	HAMILTON OH
Recording Date	Oct 6, 2022
Property Address	1108 CROSS LN, CINCINNATI, OH 45206-2704
Document Number	0000094620
Book / Page	14767 / 1766
Map Reference	MB 1 PG 187
Instrument Date	Sep 15, 2022
Instrument	2022-0094620
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1108 CROSS LN, CINCINNATI, OH 45206-2704
Document Number	0000082283
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1437 MAPLE RIDGE DR NEW RICHMOND OH 45157, NEW RICHMOND, OH 45157

Mortgage

Document Number	0000082283
Date	Aug 18, 2020
Book Page	014234/001515
Instrument	82283

Lender

Name	LCNB NAT'L BK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Cross Ln was $10,346, down 4.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,346.00 (-4.12%)	$124,642 (-) Land $11,340 Building $113,302
2024	$10,791.00 (+5.28%)	$124,642 (-) Land $11,340 Building $113,302
2023	$10,250.00 (+37.47%)	$124,642 (+51.81%) Land $11,340 Building $113,302	$356,120 Land $32,400 Building $323,720
2022	$7,456.00	$82,103 Land $10,682 Building $71,421
2020			$234,580 Land $30,520 Building $204,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 Cross Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1108 Cross Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cross Ln

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