1108 Creed St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1108 Creed St, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,456 sqft · built 1979
Lot Size	0.152 acres (6,610 sqft)
Owner	Individual Name on Record
Tax Bill	$3,322 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`029-44-009`

Property Details

APN / Parcel Number

Primary APN	`029-44-009`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	988 sqft
2nd Floor Area	988 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,610 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 62 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1108 CREED ST
City	MILPITAS
State	CA
Zip	95035-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT 57
Legal Subdivision	TRACT NO 6071
Legal Tract	6071
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3008
Census Tract	504424

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 CREED ST, MILPITAS, CA 95035-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITY SMART HOME LOANS INC
Dec 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK
Feb 16, 2021	Intrafamily Transfer, Transfer
Feb 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 1994
Deed Sale	Aug 24, 1994
Deed Document Number	199412626583
Deed Book / Page	570 / 1867
Last Transfer Date	Feb 1, 2021
Transfer Doc	0024831564
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 15, 2026
Property Address	1108 CREED ST, MILPITAS, CA 95035-3415
Document Number	0026004036
Instrument Date	Jun 10, 2026
Instrument	202626004036
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1108 CREED ST, MILPITAS, CA 95035-3415
Investor	Possibly a Property Investor

Mortgage

Document Number	0026004036,
Date	Jun 15, 2026
Instrument	202626004036

Lender

Name	EQUITY SMART HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1108 CREED ST, MILPITAS, CA 95035-3415
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CREED ST, MILPITAS, CA 95035-3415

Mortgage

Document Number	0025579221
Date	Dec 27, 2023
Instrument	25579221

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1108 CREED ST, MILPITAS, CA 95035-3415
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CREED ST, MILPITAS, CA 95035-3415

Mortgage

Document Number	0025116363
Date	Sep 29, 2021
Instrument	25116363

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1108 CREED ST, MILPITAS, CA 95035-3415
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024047880
Date	Oct 23, 2018
Instrument	24047880

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 16, 2021
Property Address	1108 CREED ST, MILPITAS, CA 95035-3415
Document Number	0024831565
Map Reference	MB 429 PG 6-8
Instrument Date	Feb 1, 2021
Instrument	24831565
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CREED ST, MILPITAS, CA 95035-3415

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 16, 2021
Property Address	1108 CREED ST, MILPITAS, CA 95035-3415
Document Number	0024831564
Map Reference	MB 429 PG 6-8
Instrument Date	Feb 1, 2021
Instrument	24831564
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CREED ST, MILPITAS, CA 95035-3415

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$263,417 (+2%) Land $73,587 Building $189,830
2025	$3,322.00 (+5.76%)	$258,253 (+4.04%) Land $72,145 Building $186,108
2023	$3,141.00 (+0.29%)	$248,227 Land $69,345 Building $178,882
2022	$3,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless.

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