1108 Cottage Ave, Springfield, OH 45506 Property Records

Clark County property record for 1108 Cottage Ave, Springfield, OH 45506

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.139 acres (6,046 sqft)
Owner	Company Name on File
Last Sale	$5,000,000 (Sep 2024)
Tax Bill	$50 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-06-00004-315-007`

Property Details

APN / Parcel Number

Primary APN	`340-06-00004-315-007`

Exterior

Lot Area	6,046 sqft (0.139 acres)
Lot Dimensions	126 ft deep x 48 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1108 COTTAGE AVE
City	SPRINGFIELD
State	OH
Zip	45506-2373
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ROSEDALE ALL & PT VAC ALLEYSN & E 8557
Legal Subdivision	ROSEDALE
Legal Block	315
Legal Lot Number	7
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1017
Census Tract	902

Owner

1108 Cottage Ave, residential vacant land, is owned by a company that bought it in September 2024.

Source: Clark County records, as of December 29, 2025

Owner of Record	Company Name on File
Mailing Address	1305 INNISFALLEN AVE, SPRINGFIELD, OH 45506-1827
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Unknown THE HUNTINGTON NATIONAL BANK
Nov 20, 2019	Grant Deed, Mortgage · Line of Credit SECURITY NAT'L BK
Nov 20, 2019	Grant Deed, Mortgage · Line of Credit SECURITY NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Jul 20, 2009 · Amount on File
Deed Document Number	202412111
Deed Book / Page	2242 / 5655
Prior Transfer Date	Mar 27, 2009
Prior Transfer Doc	0000011026
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1108 COTTAGE AVE, SPRINGFIELD, OH 45506-2373
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008778
Date	Jun 10, 2022
Book Page	2211/1029
Instrument	202200008778

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Unknown
Amount	Amount on Record

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLARK OH
Recording Date	Nov 20, 2019
Property Address	1108 COTTAGE AVE, SPRINGFIELD, OH 45506-2373
Book / Page	002164 / 004602
Instrument Date	Nov 15, 2019
Instrument	15294
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1243 INNISFALLEN AVE SPRINGFIELD OH 45506, SPRINGFIELD, OH 45506

Mortgage

Document Number	0000015294
Date	Nov 20, 2019
Book Page	002164/004602
Instrument	15294

Lender

Name	SECURITY NAT'L BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLARK OH
Recording Date	Nov 20, 2019
Property Address	1108 COTTAGE AVE, SPRINGFIELD, OH 45506-2373
Book / Page	002164 / 004587
Instrument Date	Nov 15, 2019
Instrument	15292
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1108 COTTAGE AVE SPRINGFIELD OH 45506, SPRINGFIELD, OH 45506

Mortgage

Document Number	0000015292
Date	Nov 20, 2019
Book Page	002164/004587
Instrument	15292

Lender

Name	SECURITY NAT'L BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,240 Land $1,240	$3,530 Land $3,530
2024	$50.00
2023		$990 Land $990
2022	$50.00		$2,830 Land $2,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1108 Cottage Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1108 Cottage Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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