1108 Coolbrook Rd, Bedford, VA 24523 Property Records

Bedford County property record for 1108 Coolbrook Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,458 sqft · built 1979
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$266,500 (Jul 2024)
Tax Bill	$697 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231 A 4 4-T`

Property Details

APN / Parcel Number

Primary APN	`231 A 4 4-T`
Alternative APN	`80500936`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,458 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1108 COOLBROOK RD
City	BEDFORD
State	VA
Zip	24523-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN & COUNTRY LT 4
Legal Subdivision	TOWN & COUNTRY
Legal Lot Number	4
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2046
Census Tract	50101

Owner

1108 Coolbrook Rd is owned by an individual who bought it in July 2024.

Source: Bedford County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	6816 WOODCREEPER DR, ROANOKE, VA 24019-3816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 15, 2020	Correction Deed · Conventional Mortgage THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Deed Document Number	20245166
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Jun 24, 2026
Property Address	1108 COOLBROOK RD, BEDFORD, VA 24523-2406
Document Number	0000005838
Instrument Date	Jun 15, 2026
Instrument	20265838
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 COOLBROOK RD, BEDFORD, VA 24523-2406

Mortgage

Document Number	0000005838,
Date	Jun 24, 2026
Instrument	20265838

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEDFORD VA
Recording Date	May 15, 2020
Property Address	1108 COOLBROOK RD, BEDFORD, VA 24523-2406
Document Number	200004902
Instrument Date	May 5, 2020
Instrument	200004902
Record Updated	Sep 2, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 COALBROOK RD, BLAIRS, VA 24527

Mortgage

Document Number	200004904
Date	May 15, 2020
Instrument	200004904

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Coolbrook Rd was $697.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$697.00	$170,200 Land $30,000 Building $140,200
2023	$697.00 Additional exemption filed	$85,100	$170,200 Land $30,000 Building $140,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1108 Coolbrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Coolbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50

May also be available: Xfinity.

Nearby Properties on Coolbrook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures