New Castle County property record for 1108 Chestnut St, Wilmington, DE 19805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,000 (Aug 2022) |
| Tax Bill | $946 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-034.30-636 |
| Primary APN | 26-034.30-636 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 596 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 100 ft deep x 16 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1108 CHESTNUT ST |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19805-4027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 26R-3 |
| Legal Description | BEG AT POINT ON SWLY SIDE OF CHESTNUT ST AT 50.00 FT WIDE LOCATED ALONG SWLY SIDE OF CHESTNUT ST |
| Legal Subdivision | WILMINGTON |
| Legal Block | 638 |
| Legal Lot Number | 19 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2600 |
1108 Chestnut St is owned and occupied by two individuals who bought it in August 2022.
Source: New Castle County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1108 CHESTNUT ST, WILMINGTON, DE 19805-4027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Aug 22, 2022 | Deed, Transfer · FHA Mortgage NFM INC |
| Mar 23, 2022 | Deed, Transfer · Seller Carry-Back ELLEN SPELL ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2022 · Amount on File |
| Deed Sale | Aug 22, 2022 · Amount on File |
| Prior Sale | Mar 23, 2022 · Amount on File |
| Deed Document Number | 202283205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jun 15, 2026 |
| Property Address | 1108 CHESTNUT ST, WILMINGTON, DE 19805-4027 |
| Document Number | 0000043730 |
| Instrument Date | May 18, 2026 |
| Instrument | 202643730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1108 CHESTNUT ST, WILMINGTON, DE 19805-4027 |
| Document Number | 0000043730, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202643730 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Aug 1, 2052 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Aug 22, 2022 |
| Property Address | 1108 CHESTNUT ST, WILMINGTON, DE 19805-4027 |
| Document Number | 0000083205 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 20220822-0083205 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1108 CHESTNUT ST, WILMINGTON, DE 19805-4027 |
| Document Number | 0000083209 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 20220822-0083209 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Mar 23, 2022 |
| Property Address | 1108 CHESTNUT ST, WILMINGTON, DE 19805-4027 |
| Document Number | 0000032849 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 20220323-0032849 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 920 OLD WILMINGTON RD, HOCKESSIN, DE 19707-9564 |
| Document Number | 0000032853 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 20220323-0032853 |
| Name | ELLEN SPELL ETAL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1108 Chestnut St was $946.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Wilmington City |
| Unified School District | Christina School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $946.00 | $136,000 Land $42,000 Building $94,000 | |
| 2024 | $163,260 | ||
| 2023 | $963.00 | $26,800 (-) Land $2,100 Building $24,700 | |
| 2022 | $26,800 Land $2,100 Building $24,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1108 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1108 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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