1108 Cherry St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1108 Cherry St, Oshkosh, WI 54901

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 1,620 sqft · built 1920
Lot Size0.107 acres (4,680 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (Jul 2026)
Tax Bill$3,991 (2025)
Deeds & MortgagesJul 2026 Sale & Construction Loan
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-01970000

Property Details

APN / Parcel Number

Primary APN05-01970000
Alternative APN
  • 905-01970000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,620 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area4,680 sqft (0.107 acres)
Lot Dimensions78 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number905-01970000
Street Address1108 CHERRY ST
CityOSHKOSH
StateWI
Zip54901-3658
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionW 78 FT OF LOT 23 J A MASTERSONS PLAT OF PART OFBLK 133
Legal SubdivisionJ A MASTERSONS 5TH WARD
Legal Block133
Legal Lot Number23
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group2
Census Block2001
Census Tract700

Owner

Source: Winnebago County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1511 OREGON ST, OSHKOSH, WI 54902-6919
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer · Construction Mortgage
WEST POINTE BANK
Nov 16, 2017Deed of Trust, Mortgage
CHOICE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Deed Document Number20261972354
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateJul 31, 2026
Property Address1108 CHERRY ST, OSHKOSH, WI 54901-3658
Document Number0001972354
Instrument DateJul 30, 2026
Instrument20261972354
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$33,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1511 OREGON ST, OSHKOSH, WI 54902-6919
InvestorPossibly a Property Investor

Mortgage

Document Number0001972355,
DateJul 31, 2026
Instrument20261972355
Lender
NameWEST POINTE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term7 Months
DueFeb 15, 2027
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address1108 CHERRY ST, OSHKOSH, WI 54901-3658
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001754213
DateNov 16, 2017
Instrument1754213
Lender
NameCHOICE BANK
TypeBank
AddressOSHKOSH, WI 54904
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,991.00 (+15.61%)$172,000 (+77.32%) Land $18,700 Building $153,300
2024$3,452.00 (+14.04%)
2023$3,027.00 (+2.58%)$97,000 (-) Land $12,500 Building $84,500$140,167 Land $18,063 Building $122,104
2022$2,951.00$97,000 Land $12,500 Building $84,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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