1108 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1108 Central St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1920
Lot Size0.214 acres (9,324 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Apr 2025)
Tax Bill$2,905 (2024)
Deeds & MortgagesApr 2025 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN10-07650000

Property Details

APN / Parcel Number

Primary APN10-07650000
Alternative APN
  • 910-07650000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,176 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,324 sqft (0.214 acres)
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number910-07650000
Street Address1108 CENTRAL ST
CityOSHKOSH
StateWI
Zip54901-3747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSE
Legal DescriptionS 40 FT LOT 12 & THAT PRT LOTS 10 & 11 & S 40 FT LOT 9 & 12BNG PRT VAC WI CENTRAL RR R/W SUHLS ADDN
Legal SubdivisionSUHLS
Legal Lot Number12
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group3
Census Block3000
Census Tract502

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1108 CENTRAL ST, OSHKOSH, WI 54901-3747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2025 · Amount on Record
Deed SaleApr 2, 2025 · Amount on Record
Prior SaleJun 10, 2021 · Amount on Record
Deed Document Number20251941984
Record UpdatedSep 20, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateApr 2, 2025
Property Address1108 CENTRAL ST, OSHKOSH, WI 54901-3747
Document Number0001941984
Instrument DateMar 21, 2025
Instrument1941984
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 CENTRAL ST, OSHKOSH, WI 54901-3747

Mortgage

Document Number0001941985
DateApr 2, 2025
Instrument1941985
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2055

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO WI
Recording DateJun 10, 2021
Property Address1108 CENTRAL ST, OSHKOSH, WI 54901-3747
Document Number0001854141
Instrument DateJun 4, 2021
Instrument1854141
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

AmountAmount Recorded
Tax$2,490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$167,800 (-) Land $26,800 Building $141,000
2024$2,905.00 (+28.09%)$167,800 (+90.68%) Land $26,800 Building $141,000
2023$2,268.00 (-0.61%) Homeowner's exemption$88,000 (-) Land $16,800 Building $71,200$127,162 Land $24,276 Building $102,886
2022$2,282.00 Homeowner's exemption$88,000 Land $16,800 Building $71,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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