Lincoln County property record for 1108 Cave Farm Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,082 sqft · built 1960 |
| Lot Size | 5.26 acres (229,126 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,900 (Mar 2009) |
| Tax Bill | $1,141 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-40-20-000-000-013.001 |
| Primary APN | 15-40-20-000-000-013.001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,082 sqft Living Area |
| Basement Area | 1,082 sqft |
| Unfinished Basement | 1,082 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 229,126 sqft (5.26 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 1108 CAVE FARM RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.26 AC TRACT IN THE S PT OF THE SW1/4 OF SECT 20 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 20 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 810203 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 CAVE FARM RD, TROY, MO 63379-4518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2009 · Amount on Record |
| Deed Sale | Mar 27, 2009 · Amount on Record |
| Deed Document Number | 20093346 |
| Deed Book / Page | 2074 / 89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1108 CAVE FARM RD, TROY, MO 63379-4518 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2436/0236 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 2436/0236 |
| Instrument | 2019006104 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1108 CAVE FARM RD, TROY, MO 63379-4518 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017004963 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 2411/0518 |
| Instrument | 2017004963 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,896 (-) Land $2,130 Building $16,766 | ||
| 2025 | $1,141.00 (+4.01%) | $18,896 (+5.12%) Land $2,130 Building $16,766 | $99,450 (+5.12%) Land $11,210 Building $88,240 |
| 2023 | $1,097.00 (+4.68%) | $17,976 Land $2,054 Building $15,922 | $94,610 Land $10,810 Building $83,800 |
| 2022 | $1,048.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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