1108 Carter Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 1108 Carter Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,917 sqft · built 1964
Lot Size	0.514 acres (22,400 sqft)
Owner	Trust Name on File
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`118K A 012`

Property Details

APN / Parcel Number

Primary APN	`118K A 012`
Alternative APN	`0000046089`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,917 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1983
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,400 sqft (0.514 acres)
Lot Dimensions	224 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000046089
Street Address	1108 CARTER DR
City	CHATTANOOGA
State	TN
Zip	37415-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 RIVERMONT PLACE UNIT 2 REV PB22 PG48 ER2251
Legal Subdivision	RIVERMONT PLACE UN 2
Legal Lot Number	3
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1108 Carter Dr is owner-occupied and held in a trust since November 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Trust Name on File
Mailing Address	1108 CARTER DR, CHATTANOOGA, TN 37415-5604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2020
Transfer Doc	1113000072
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 13, 2020
Property Address	1108 CARTER DR, CHATTANOOGA, TN 37415-5604
Document Number	1113000072
Book / Page	012230 / 000571
Instrument Date	Nov 5, 2020
Instrument	201113000072
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1108 CARTER DR CHATTANOOGA TN 374155604, CHATTANOOGA, TN 37415-5604

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Carter Dr was $1,976, up 7.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+7.33%)	$130,400 (+58.4%)	$521,600 (+58.4%) Land $180,000 Building $341,600
2024	$1,841.00	$82,325 (-)	$329,300 (-) Land $60,000 Building $269,300
2023	$1,841.00	$82,325 (-)	$329,300 (-) Land $60,000 Building $269,300
2022	$1,841.00	$82,325	$329,300 Land $60,000 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Carter Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Carter Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Carter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures