1108 Capitol Ct, Garrett, IN 46738 Property Records

DeKalb County property record for 1108 Capitol Ct, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,259 sqft · built 2003
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$111,200 (May 2020)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-03-276-042.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-03-276-042.000-013`
Alternative APN	`260903276042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	1,259 sqft
Basement Area	1,259 sqft
Finished Basement	629 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	135 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260903276042
Street Address	1108 CAPITOL CT
City	GARRETT
State	IN
Zip	46738-1770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALTIMORE PLACE SEC II LOT 34 3 - 33 - 12
Legal Subdivision	BALTIMORE PLACE
Legal Lot Number	34
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	4
Census Block	4010
Census Tract	20602

Owner

1108 Capitol Ct is owned and occupied by an individual who bought it in May 2020.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1108 CAPITOL CT, GARRETT, IN 46738-1770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit THE GARRETT STATE BANK
May 29, 2020	Warranty Deed, Transfer THE GARRETT STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Deed Document Number	20202877
Prior Transfer Date	Oct 7, 2016
Prior Transfer Doc	0201605597
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1108 CAPITOL CT, GARRETT, IN 46738-1770
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CAPITOL CT, GARRETT, IN 46738-1770

Mortgage

Document Number	0202101391
Date	Feb 25, 2021
Instrument	202101391

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1108 CAPITOL CT, GARRETT, IN 46738-1770
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001011
Date	Feb 24, 2020
Instrument	202001011

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	May 29, 2020
Property Address	1108 CAPITOL CT, GARRETT, IN 46738-1770
Document Number	0202002877
Map Reference	PL 9 PG 77
Instrument Date	May 20, 2020
Instrument	202002877
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CAPITOL CT, GARRETT, IN 46738-1770

Mortgage

Document Number	0202002878
Date	May 29, 2020
Instrument	202002878

Lender

Name	THE GARRETT STATE BANK
Type	Bank
Address	GARRETT, IN 46738

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Capitol Ct was $2,631, up 6.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (+6.13%)	$298,900 (+14.56%) Land $42,300 Building $256,600	$298,900 (+14.56%) Land $42,300 Building $256,600
2024	$2,479.00 (+6.21%)	$260,900 (+1.72%) Land $36,800 Building $224,100	$260,900 (+1.72%) Land $36,800 Building $224,100
2023	$2,334.00 (+5.95%)	$256,500 (+17.02%) Land $35,100 Building $221,400	$256,500 (+17.02%) Land $35,100 Building $221,400
2022	$2,203.00 Homeowner's exemption	$219,200 Land $28,800 Building $190,400	$219,200 Land $28,800 Building $190,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Capitol Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Capitol Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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