1108 Cameron Dr, Durand, IL 61024 Property Records

Winnebago County property record for 1108 Cameron Dr, Durand, IL 61024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,600 sqft · built 2005
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Jul 2005)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-15-402-007`

Property Details

APN / Parcel Number

Primary APN	`05-15-402-007`
Alternative APNs	`515402007` `339A196`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Account Number	339A196
Street Address	1108 CAMERON DR
City	DURAND
State	IL
Zip	61024-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTER CREEK NO 3 PT E 1/2 SEC 15-28-10LOT 46
Legal Range	10
Legal Township	28
Legal Section	15
Legal Lot Number	46
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	2
Census Block	2073
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 CAMERON DR, DURAND, IL 61024-9008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2005 · Amount on Record
Deed Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	2005543140
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1108 CAMERON DR, DURAND, IL 61024-9008
Document Number	0001030819
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1108 CAMERON DR DURAND IL 610249008, DURAND, IL 61024-9008

Mortgage

Document Number	0001030819
Date	Oct 13, 2020
Instrument	1030819

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Oct 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,555.00	$70,577 (+46.28%) Land $10,246 Building $60,331	$211,731 (+46.28%) Land $30,738 Building $180,993
2022	Homeowner's exemption	$48,247 Land $7,075 Building $41,172	$144,741 Land $21,225 Building $123,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURAND serves 1,427 people · EPA ID IL2010100
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20