1108 Calloway Cir, Clermont, FL 34711 Property Records

Lake County property record for 1108 Calloway Cir, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,728 sqft · built 2005
Lot Size	0.376 acres (16,388 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2017)
Tax Bill	$4,413 (2024)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0507-000-02700`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0507-000-02700`
Alternative APN	`3824745`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,728 sqft Living Area
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,388 sqft (0.376 acres)
Garage Type	Finished
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	534 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3824745
Street Address	1108 CALLOWAY CIR
City	CLERMONT
State	FL
Zip	34711-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGESTONE AT LEGENDS PHASE IV PB 51 PG 29-30 LOT 27 ORB 4998 PG 556
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	BRIDGESTONE AT LEGENDS
Legal Phase	4
Legal Tract	A-B
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2006
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 CALLOWAY CIR, CLERMONT, FL 34711-4606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Sep 7, 2017	Warranty Deed, Transfer · Conventional with PMI SPACE COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Prior Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	2017097107
Deed Book / Page	4998 / 0556
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1108 CALLOWAY CIR, CLERMONT, FL 34711-4606
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11008 CALLAWAY CIR, CLERMONT, FL 34711

Mortgage

Document Number	0060330095
Date	Oct 5, 2022
Book Page	6033/95
Instrument	2022131459

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1108 CALLOWAY CIR, CLERMONT, FL 34711-4606
Document Number	0054891755
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1108 CALLOWAY CIR CLERMONT FL 347114606, CLERMONT, FL 34711-4606

Mortgage

Document Number	0054891755
Date	Jun 22, 2020
Book Page	005489/001755
Instrument	66039

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 21, 2040

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 7, 2017
Property Address	1108 CALLOWAY CIR, CLERMONT, FL 34711-4606
Document Number	0049980556
Book / Page	004998 / 000556
Instrument Date	Aug 31, 2017
Instrument	97107
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1108 CALLOWAY CIR CLERMONT FL 347114606, CLERMONT, FL 34711-4606

Mortgage

Document Number	49980557
Date	Sep 7, 2017
Book Page	004998/000557
Instrument	97108

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,300 (+5.98%) Land $102,025 Building $206,275	$570,232 (+19.63%) Land $102,025 Building $468,207
2024	$4,413.00 (+1.92%)
2023	$4,330.00 (+3.07%) Homeowner's exemption	$290,900 (+3%)	$476,666 (+4.21%) Land $102,025 Building $374,641
2022	$4,201.00 Homeowner's exemption	$282,430	$457,416 Land $82,775 Building $374,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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