1108 Cactus Dr, Palmdale, CA 93551 Property Records

Los Angeles County property record for 1108 Cactus Dr, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,512 sqft · built 1996
Lot Size	0.174 acres (7,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2013)
Tax Bill	$5,848 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3004-034-070`

Property Details

APN / Parcel Number

Primary APN	`3004-034-070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,512 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	7,572 sqft (0.174 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1108 CACTUS DR
City	PALMDALE
State	CA
Zip	93551-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR=44221 LOT 95
Legal Subdivision	44221
Legal Tract	44221
Legal Block	2
Legal Lot Number	95
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2014
Census Tract	910401

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1108 CACTUS DR, PALMDALE, CA 93551-5027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHROP GRUMMAN FEDERAL CREDIT UNION
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHROP GRUMMAN FCU
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit SCE FCU
Jul 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2013 · Amount on Record
Deed Sale	Dec 12, 2013 · Amount on Record
Prior Sale	Aug 26, 2009 · Amount on Record
Deed Document Number	20131752913
Last Transfer Date	Jun 23, 2021
Transfer Doc	0001028331
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 12, 2026
Property Address	1108 CACTUS DR, PALMDALE, CA 93551-5027
Document Number	0000597950
Instrument Date	Jul 31, 2026
Instrument	2026597950
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1108 CACTUS DR, PALMDALE, CA 93551-5027

Mortgage

Document Number	0000597950,
Date	Aug 12, 2026
Instrument	2026597950

Lender

Name	NORTHROP GRUMMAN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1108 CACTUS DR, PALMDALE, CA 93551-5027
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CACTUS DR, PALMDALE, CA 93551-5027

Mortgage

Document Number	0000785567
Date	Nov 10, 2025
Instrument	25-0785567

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1108 CACTUS DR, PALMDALE, CA 93551-5027
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 CACTUS DR, PALMDALE, CA 93551-5027

Mortgage

Document Number	0001068930
Date	Nov 14, 2022
Instrument	22-1068930

Lender

Name	SCE FCU
Type	Credit Union
Address	BALDWIN PARK, CA 91706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 1, 2021
Property Address	1108 CACTUS DR, PALMDALE, CA 93551-5027
Document Number	0001028331
Map Reference	MB 1114 PG 53-60
Instrument Date	Jun 23, 2021
Instrument	21-1028331
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1108 CACTUS DR, PALMDALE, CA 93551-5027

Mortgage

Document Number	0001028332
Date	Jul 1, 2021
Instrument	21-1028332

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1108 CACTUS DR, PALMDALE, CA 93551-5027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000369501
Date	Apr 1, 2020
Instrument	20-0369501

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1108 CACTUS DR, PALMDALE, CA 93551-5027
Document Number	0000071201
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1108 CACTUS DR PALMDALE CA 935515027, PALMDALE, CA 93551-5027

Mortgage

Document Number	0000071201
Date	Jan 23, 2018
Instrument	71201

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Palmdale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,840 (+2%) Land $68,763 Building $275,077
2025	$5,848.00 (+8.12%) Homeowner's exemption	$337,099 (+4.04%) Land $67,415 Building $269,684
2023	$5,409.00 (+3.68%) Homeowner's exemption	$324,012 Land $64,799 Building $259,213
2022	$5,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Nearby Properties on Cactus Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures