1108 Cabin Bluff Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1108 Cabin Bluff Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 2008
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$224,000 (Jul 2017)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027501-2470`

Property Details

APN / Parcel Number

Primary APN	`027501-2470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,651 sqft Living Area
Gross Area	2,573 sqft
1st Floor Area	1,651 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1108 CABIN BLUFF DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/8-14 SAMARA LAKES PARCEL B PHASE 1 LOT 247 OR4408/470
Legal Range	28E
Legal Township	06S
Legal Section	37
Legal Subdivision	SAMARA LAKES PARCEL B PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	247
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1005
Census Tract	20906

Owner

1108 Cabin Bluff Dr is owned and occupied by two individuals who bought it in July 2017.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1108 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Feb 14, 2008 · Amount on File
Deed Document Number	201750421
Deed Book / Page	4408 / 470
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 24, 2017
Property Address	1108 CABIN BLUFF DR, SAINT AUGUSTINE, FL 32092-3460
Document Number	0044080470
Book / Page	004408 / 000470
Instrument Date	May 31, 2017
Instrument	50421
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ESTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1108 CABIN BLUFF DR ST AUGUSTINE FL 320923460, ST AUGUSTINE, FL 32092-3460

Mortgage

Document Number	44080472
Date	Jul 24, 2017
Book Page	004408/000472
Instrument	50422

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1108 Cabin Bluff Dr was $2,800 with a homeowner's exemption, up 13.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,849 (+2.7%)	$290,370 (-6.29%) Land $80,000 Building $210,370
2025	$2,800.00 (+13.73%) Homeowner's exemption	$221,859 (+2.9%)	$309,875 (-0.65%) Land $80,000 Building $229,875
2024	$2,462.00 (+2.12%) Homeowner's exemption	$215,606 (+3%)	$311,918 (-2.24%) Land $95,000 Building $216,918
2023	$2,411.00 (+3.3%) Homeowner's exemption	$209,326 (+3%)	$319,071 (+5.11%) Land $105,000 Building $214,071
2022	$2,334.00 Homeowner's exemption	$203,229	$303,567 Land $84,000 Building $219,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Cabin Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Cabin Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20