Cleveland County property record for 1108 Borders Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,170 sqft · built 2023 |
| Lot Size | 0.547 acres (23,836 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,591 (2026) |
| Deeds & Mortgages | Oct 2023 Construction Loan Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25343 |
| Primary APN | 25343 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,170 sqft Finished Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 23,836 sqft (0.547 acres) |
| Lot Dimensions | 236 ft deep x 101 ft wide |
| Porch | Slab |
| Heating System | HVAC |
|---|
| Account Number | 1356787 |
|---|---|
| Street Address | 1108 BORDERS RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #8 C SPANGLER SD RD 2047 |
| Legal Subdivision | SPANGLER |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950701 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1108 BORDERS RD, SHELBY, NC 28150-9608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage LIOMAI M MIRNDA |
| Jun 20, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2025 |
| Deed Sale | Feb 24, 2025 |
| Prior Sale | Jun 10, 2024 · Amount on Record |
| Deed Document Number | 2025200110563 |
| Deed Book / Page | 1940 / 888 |
| Prior Transfer Date | Jul 9, 2014 |
| Prior Transfer Doc | 0016801655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1108 BORDERS RD, SHELBY, NC 28150-9608 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7404 WALLACE LN, CHARLOTTE, NC 28212-6933 |
| Document Number | 0019082615 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 1908/2615 |
| Instrument | 200093369 |
| Name | LIOMAI M MIRNDA |
|---|---|
| Type | Private Party |
| Address | 3215 MASON DR, CHARLOTTE, NC 28269 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Apr 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 20, 2023 |
| Property Address | 1108 BORDERS RD, SHELBY, NC 28150-9608 |
| Document Number | 0019002465 |
| Book / Page | 1900 / 2465 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 200088642 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 WARLICK RD, LAWNDALE, NC 28090-9126 |
| Name | Verified Name |
|---|---|
| Address | 7404 WALLACE LN, CHARLOTTE, NC 28212-6933 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591.00 (+0.76%) | $243,995 (-) Land $14,266 Building $229,729 | $243,995 (-) Land $14,266 Building $229,729 |
| 2025 | $1,579.00 (+223.57%) | $243,995 (+3,650.88%) Land $14,266 Building $229,729 | $243,995 (+3,650.88%) Land $14,266 Building $229,729 |
| 2024 | $488.00 | ||
| 2023 | $6,505 (-) Land $6,505 | $6,505 (-) Land $6,505 | |
| 2022 | $6,505 Land $6,505 | $6,505 Land $6,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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